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Woolworths Everyday Rewards Platinum Credit Card

The Woolworths Everyday Rewards Platinum Card is a reward card with a unique proposition, as it’s a card that rewards you with shopping cards (think of them as gift cards with a value of cash loaded to them) that can be used across any of the Woolworth Group Stores.

Introductory Offer: $0 for the first year, then $49 p.a PLUS 0% p.a. on Balance Transfers for 14 months

Offer conditions: Apply by 31st January 2018. Balance Transfer Rate reverts to cash advance rate after 14 months.

So how does the Woolworths Everyday Money card work?

For every $1 spent using your card you will earn money back reward points on eligible purchases. Then 3 times a year, providing you have earned enough points, you'll automatically get sent a Shopping Card that you can use across the Woolworths group stores.

The minimum shopping card value is $20, for which you’ll need to earn 4,000 points, cards are then issued in increments of $5 up to a maximum of $1,000.

You can also boost your point earning rates by shopping at certain stores:

  • 3 points for every $1 spent on Woolworths Select products purchased in-store at Woolworths Supermarkets and Woolworths Mobile products purchased in-store at Woolworths Supermarkets, BIG W and BWS.
  • 2 points for every $1 spent on products purchased at Woolworths Supermarkets, BIG W, CALTEX WOOLWORTHS co-branded fuel outlets, Woolworths Liquor, BWS, Dan Murphy's, Thomas Dux, Cellarmasters and Masters stores.

The Woolworths Everyday Rewards Platinum Credit Card has a clear focus on delivering extra value to loyal Woolworths shoppers, who stand to gain the most from this Woolworth Group Reward program.  In conjunction with the reward program it is important to access the card features that we have outlined below:

  • Up to 55 days interest free - on eligible purchases, when you pay your total outstanding closing balance in full by the due date each month.
  • Online access to your account information - includes reviewing statements, PIN change, reward information and BPAY payments.
  • No points capping - Earn points on all your eligible spending
  • Additional cardholder  - at no charge.
  • Purchase with peace of mind - Woolworths Money Everyday Platinum Credit Card comes with complimentary Purchase security insurance and Wallet Guard
  • 24/7 Platinum Concierge Service - One phone call or a click of the mouse, anytime anywhere in the world and this service will organise wahtever it you want

Woolworths Everyday Rewards Platinum Credit Card holders can take advantage of a wide range of additional discounts designed to deliver extra value to cardholders, current discount offers include:

  • Petrol Discounts - Spend over $30 at Woolworths and swipe the Everyday Money Card to receive four cents off the price of a litre of petrol at Woolworths CALTEX branded service stations.
  • Save 20% off your total bill, up to a maximum deduction of $25 - at over 2,000 participating fine dining and casual restaurants and cafes when you register for the Woolworths Money Dine Play Stay Program
  • Visa Luxury Hotels collection - access benefits including free Internet, continental breakfast for 2, and room upgrades when available
  • Save $10 every time you spend $100 - or more in a single transaction at Woolworths Online
  • Up to 10% off  Woolworths Insurance - (excludes life insurance)
  • 50% off selected wine cases - at Cellarmasters
  • 15% off movie and TV rentals - at Hoyts Kiosks Australia wide
Credit Card Details
Provider Woolworths Money Credit Cards
Prestige Level Platinum
Credit Card Type Visa
Instant Approval Yes in 60 seconds
Standard Rates
Purchase Rate 19.99% p.a.
Cash Advance Rate 21.99% p.a.
Interest Charged From Purchase date
Interest Free Period Up to 55 days
Balance Transfer
Balance Transfer Rate 0%
Balance Transfer Period 14 months
Balance Transfer Fee 0%
Balance Transfer Processing Time 10 - 14 days
Max. Balance Transfer 100% except for $500 of credit limit
Revert rate 21.99% p.a.
Benefits
Intro Offer $0 Annual Fee for the first year PLUS 0% p.a. on Balance Transfers for 14 months
Offer end date 31st January 2018
Rewards Program Woolworths Everyday Rewards
Rewards Points 3 points for every $1 spent on Woolworths Select products purchased in-store at Woolworths Supermarkets and Woolworths Mobile products purchased in-store at Woolworths Supermarkets, BIG W and BWS. 2 points for every $1 spent on products purchased at Woolworths Supermarkets, BIG W, CALTEX WOOLWORTHS co-branded fuel outlets, Woolworths Liquor, BWS, Dan Murphy's, Thomas Dux, Cellarmasters and Masters stores. Earn 1 point per $1 on all other purchases
Acceptance Criteria
Age to Apply 18
Min. Income $20,000
Residency Australia
Temporary residents Yes with 457 Visa
Min. Credit Limit $1,000
Joint applicants No
Fees & Terms
Min. Monthly Repayment $30
Annual Fee $49
Over Limit Fee $35
Duplicate Statement fee $8
Late Payment Fee $35
Min. Monthly Repayment % 2.50%
Max. Credit Limit -
Cash advance fee The higher of $2.50 or 2.0% of the total transaction amount
Additional card holder fee $0
Travel & Insurance
Foreign currency conversion fee 1.5% of the AUD amount of each payment
Overseas atm withdrawal fee $2.50
Complimentary travel insurance -

What happens when I click "Go to site"?

  • 1

    Clicking Go to site will direct you to the providers web site

  • 2

    Complete the online application on the providers web site

  • 3

    Once approved the provider will issue your new product, delivery times will vary by provider.