Thumb westpac w

Westpac Choice for students

The Westpac Choice Student Choice account is linked with a Westpac Debit MasterCard making it easy to make your day-to-day purchases and withdrawals without having to worry about fees. To apply for the account you must be enrolled in tertiary education on a full-time basis.

The Westpac Choice Bank Account gives you more ways to access your money at home and overseas. No ATM fees when using ATMs and all the latest mobile innovations so you can manage and access your account, and cash, using your mobile.

Open a new Westpac Choice account to get a one-year Student or Youth card free (saving you $30). The card give you access to a world of discounts on flights, hostels, restaurants, museums and more in over 133 countries. Choose from either the International Student Identity Card (ISIC) if you’re a full time student or the International Youth Travel Card (IYTC) if you’re not a full time student, but under 31 years of age.

Plus with your new one-year Westpac Student or Youth card you could get there sooner with exclusive discounts from STA Travel including:

  1. Additional 11% off hotels booked via STA Travel
  2. Additional $20 off long haul flights booked with STA Travel
  3. Additional $100 off any tour over $1,000 booked with STA Travel

If you already have a Student or Youth card, we’ll give you a $30 STA Travel voucher instead which is valid for 12 months to put towards your next big trip.

Open a new Westpac Choice account online in 3 minutes, and once we’ve verified your ID we’ll email you information about how to claim your new card or STA voucher.

  • Monthly service fee - The normal $5 monthly fee is waived for full-time tertiary students.
  • Account accessibility - You have around the clock access to the account using Westpac online banking and mobile banking.
  • Cash accessibility - Account holders can withdraw cash for free at over 50,000 ATMs around the world using the linked debit card. The Westpac Global Alliance includes such banking partners as Scotiabank, Bank of America and Deutsche Bank. Other fees, such as currency conversion fees may still apply.
  • Debit MasterCard - The account is linked to a debit MasterCard which further enhances your access to your money by allowing you to make purchases like cash wherever MasterCard is accepted. 
  • Global ATM alliance - Westpac has a global ATM alliance so you can save on overseas ATM fees when you travel.
  • Overseas transactions - When you make a foreign transaction or withdrawal a 3% foreign transaction fee will be charged to your account. If you make a withdrawal while overseas from an ATM that is not a part of the Global Alliance you will also be charged a $5 fee.
  • Pay to Mobile - Split a bill or send money to friends with just their Australian mobile number
  • Mobile banking - The Westpac mobile app is available for Windows Phone, iPhone and Android supported mobile devices. With the app downloaded on your mobile phone you can take advantage of Get Cash, a feature that allows you to make cash withdrawals of up to $300 daily or a $1,000 a week even when you leave your debit card at home. The app on your mobile phone also allows you to view your balance and recent transactions, transfer money and pay bills.


Your Westpac Student Choise Account is packed with Security features to keep your cash and account details safe.

  • Card on hold - Can’t find your card? Don’t panic, you can temporarily lock it in seconds with Card on Hold while you search.
  • Fraud Money Back Guarantee - Shop securely with your debit card. We’ve got your back with 24/7 fraud monitoring and our Fraud Money Back Guarantee.
  • Westpac Protect™ SMS Code - Increase your security when banking online by using your mobile phone to confirm certain transactions via text messages when you bank online.
  • Safe Online Banking guarantee - If your Westpac account is compromised as a result of Internet fraud, Westpac guarantee to repay any missing funds, subject to terms and conditions.
Account Details
Provider Westpac
Product Details No monthly service fee whilst you are a full time tertiary student, No ATM fees, Mobile and Internet Banking and a Debit Card with tap and go.
Interest Rate p.a. 0% p.a.
Account Features
Internet Banking Yes
Phone Banking Yes
Joint Application No
Min. Age to Apply 12
ATM Access Yes
EFTPOS Facility Yes
Bpay Yes in 60 seconds
Cheque Facility No
Branch Access Yes
Debit Card Access Westpac Debit MasterCard
Monthly Account Fee $0
Monthly Deposit to waive Account Fee -
Phone Transaction Fee $0
Internet Transaction Fee $0
ATM Withdrawal Fee 0

Compare this product in other categories

What happens when I click "Go to site"?

  • 1

    Clicking Go to site will direct you to the providers web site

  • 2

    Complete the online application on the providers web site

  • 3

    Once approved the provider will issue your new product, delivery times will vary by provider.