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Westpac Altitude Platinum Credit Card with Qantas Rewards

The Westpac Altitude Platinum Credit Card combines high earn rates for Altitude points with a plethora of premium travel and lifestyle services, and an interest free offer on purchases. Cardholders can select between 2 reward options, Altitude Rewards or Altitude Qantas Rewards, here we review the Westpac Altitude Platinum Credit Card with Qantas Rewards

Introductory Offer: 60,000 Bonus Points 

Offer conditions: Offer ends 26th October 2017, Spend $3,000 on eligible purchases within 90 days to attain the bonus points.

The Westpac Altitude Platinum Credit Card with Qantas Rewards is a linked American Express (for maximum point earning opportunities) and Visa, (for worldwide acceptance), account. So you will hold 2 credit cards, referred to as “companion cards”, but they’ll be managed on a single account with one monthly statement, one annual credit card fee and a single credit limit covering both credit cards.

Qantas Points earned per $1 spent on purchases are at the mid end of the range, they do not expire but there is a cap of 3,750 Qantas Points per statement period for, this excludes any bonus points:

Altitude Qantas Rewards

  • Altitude Visa Credit Card Qantas Point earn rate - $1 spent = 0.5 Qantas Points
  • Altitude American Express Credit Card Qantas Point earn rate - $1 spent = 1 Qantas Points 
  • Earn up to 3 bonus Qantas points per $1 spent on purchases at participating Bonus Partners
  • Earn a maximum of 3,750 Qantas Points on total purchases posted to your account in each statement cycle. Bonus points do not count towards the points cap

Sitting alongside this first class offer on Qantas Rewards are the extensive range of premium travel and lifestyle services which the Altitude Platinum credit card offers, these include:

  • Westpac Platinum Concierge service 24/7
  • Up to 45 days interest free on purchases when full closing balance is paid by the statement due date
  • Complimentary Overseas Travel insurance on trips up to three months long.
  • Complimentary Purchase Security insurance for three months.
  • Complimentary Extended Warranty insurance for up to one year.
  • Card Security - covered by Cardshield and Fraud Protection by Falcon.
  • Visa payWave provides the convenience of tap and go quick payments on transactions up to $100.
  • Additional Card Holder - Add an additional card holder for $0
Credit Card Details
Provider Westpac
Prestige Level Platinum
Credit Card Type Visa and American Express
Instant Approval Yes in 60 seconds
Standard Rates
Purchase Rate 20.24% p.a.
Cash Advance Rate 20.74% p.a.
Interest Charged From Purchase date
Interest Free Period Up to 45 days
Balance Transfer
Balance Transfer Rate -
Balance Transfer Period -
Balance Transfer Fee -
Balance Transfer Processing Time -
Max. Balance Transfer -
Revert rate -
Intro Offer 60,000 Bonus Points
Offer end date 26th October 2017
Rewards Program Qantas Rewards
Rewards Points Altitude Qantas Rewards: AMEX $1 = 1 Qantas Point, Visa $1 = 0.5 Qantas Point
Acceptance Criteria
Age to Apply 18
Min. Income $30,000
Residency Australia
Temporary residents Yes with 457 Visa
Min. Credit Limit $6,000
Joint applicants No
Fees & Terms
Min. Monthly Repayment $10
Annual Fee $150
Over Limit Fee $15
Duplicate Statement fee $7.50
Late Payment Fee $15
Min. Monthly Repayment % 2%
Max. Credit Limit $50,000
Cash advance fee 2% of the value of the transaction or a minimum charge of $2.50
Additional card holder fee $0
Travel & Insurance
Foreign currency conversion fee Visa: 3% of transaction value. American Express: 3.5% of transaction value
Overseas atm withdrawal fee $5
Complimentary travel insurance Complimentary Overseas Travel insurance on trips up to three months long

What happens when I click "Go to site"?

  • 1

    Clicking Go to site will direct you to the providers web site

  • 2

    Complete the online application on the providers web site

  • 3

    Once approved the provider will issue your new product, delivery times will vary by provider.