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Westpac Altitude Platinum Business Credit Card

The Westpac Altitude Platinum Business credit card is the first Visa Business Platinum Credit Card in Australia and is focused on rewarding business owners for their spending, whilst providing a suite of first class benefits.

Introductory Offers: $0 Annual Fee for the first year - Saving $295 PLUS 0% p.a. for 12 months on Purchases

Offer conditions: Apply by 30th April 2017, on line applications only.

The Altitude Business Platinum credit card comes packed with a range of benefits:

  • Uncapped Altitude points - with every dollar you spend
  • Manage your cash flow with up to 45 days interest free on purchases when you pay the full closing balance (including any balance transfer amount) by the statement due date
  • Convenience of two cards - one monthly statement and one credit limit, with maximum point earning
  • Card Security - covered by Cardshield and Fraud Protection by Falcon.
  • Visa payWave - provides the convenience of tap and go quick payments on transactions up to $100.

Rewards and Card Features:

Points earned per $1 spent on eligible transactions

  • Earn 3 Altitude Points with Altitude Business Platinum American Express card
  • Earn 1 Altitude Point with any Australian merchants using Altitude Business Platinum Visa card
  • Earn 2 Altitude Points with any Overseas merchants using Altitude Business Platinum Visa card
  • Earn 0.5 Altitude Points on government payments on your Altitude Business Platinum

Redeem Altitude Points for personal or business rewards such as office equipment, travel, flights, merchandise and gift vouchers.

Convert your Altitude points to redeem frequent flyer points in 6 different frequent flyer programs including: Qantas Frequent Flyer, Virgin Australia's Velocity, Malaysia Airline's Enrich, Air New Zealand Airpoints, Singapore Airlines KrisFlyer and Cathay Pacific AsiaMiles.

Credit Card Details
Provider Westpac
Prestige Level Platinum
Credit Card Type Visa and American Express
Instant Approval Yes in 60 seconds
Standard Rates
Purchase Rate 20.24% p.a.
Cash Advance Rate 20.74% p.a.
Interest Charged From -
Interest Free Period Up to 45 days
Balance Transfer
Balance Transfer Rate 4.99%
Balance Transfer Period 12 months
Balance Transfer Fee -
Balance Transfer Processing Time -
Max. Balance Transfer -
Revert rate -
Intro Offer 0% on purchases for 12 months from card approval + no annual fee for the first year (online applications only)
Offer end date 30th April 2017
Rewards Program Altitude Rewards Program
Rewards Points Earn 3 Altitude points per $1 spent on purchases on your Altitude Business Platinum American Express Card. Earn 1 Altitude point per $1 spent on purchases on your Altitude Business Platinum Visa Card. 0.5 points per $1 spent on government purchases.
Acceptance Criteria
Age to Apply 18
Min. Income -
Residency Australia
Temporary residents No
Min. Credit Limit $20,000
Joint applicants No
Fees & Terms
Min. Monthly Repayment $10
Annual Fee $295
Over Limit Fee $15
Duplicate Statement fee $7.50
Late Payment Fee $15
Min. Monthly Repayment % 2%
Max. Credit Limit $150,000
Cash advance fee 2% of the value of the transaction or minimum charge of $2.50
Additional card holder fee $0
Travel & Insurance
Foreign currency conversion fee Visa: 3% of transaction value. AMEX: 3.5% of transaction value
Overseas atm withdrawal fee $2.50
Complimentary travel insurance A wide range of complimentary insurance covers including business, travel and purchase security insurance as set out in the policy

What happens when I click "Go to site"?

  • 1

    Clicking Go to site will direct you to the providers web site

  • 2

    Complete the online application on the providers web site

  • 3

    Once approved the provider will issue your new product, delivery times will vary by provider.