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Westpac Altitude Black Credit Card with Qantas Rewards

This “super” premium Qantas Rewards credit card combines the highest earn ratios for Qantas Points across Westpac’s portfolio of credit cards with a plethora of premium travel and lifestyle services.

Introductory Offer: 80,000 Bonus Qantas Points PLUS $200 discount of the Annual Card fee in year 1

Offer Conditions: Apply online for the Westpac Altitude Black credit card by 26th October 2017 and spend $5,000 on eligible transactions within the first 90 days to receive an exclusive offer of 80,000 bonus Qantas Points

The Westpac Altitude Black credit card with Qantas Rewards is a linked American Express (for maximum Qantas Point earning opportunities) and Visa, (for worldwide acceptance), account. So you will hold 2 cards managed on a single account with one monthly statement. one annual fee and a single credit limit.

This approach to holding 2 cards, on the same account, to allow users to maximise Qantas Point opportunities is referred to as a companion card.

Qantas Rewards

You must opt into the Altitude Qantas rewards program to earn Qantas Points with your Altitude Black Credit Card. Qantas Points are automatically credited to your Qantas Frequent Flyer account every month.

  • American Express Altitude Black Credit Card - 1.5 Qantas Points per $1 spent on eligible purchases
  • MasterCard Altitude Black Credit Card - 0.625 Qantas Points per $1 of spent on eligible purchases at Australian merchants
  • American Express Altitude Black Credit Card - 1.5 Qantas Points per $1 of spent on eligible purchases at overseas merchants
  • Extra Points per $1 on selected Qantas products and services1 extra Qantas Point per $1 spent on selected Qantas products & services in Australia

You will also enjoy the benefit of uncapped earning potential with the opportunity to earn Qantas Points on your purchases with your Altitude Black American Express Card or Altitude Black World MasterCard, which is conveniently accepted at more than 35 million locations and in over 210 countries.

You also earn Qantas Points fast when you stay, dine or shop with exclusive Altitude Black Premium Bonus Partners.

Sitting alongside this first class rewards offer is an extensive range of premium travel and lifestyle services which the Altitude Black card offers, these include:

  • Dedicated Westpac Concierge service and access to exclusive Black Card Concierge App
  • Priority Airport Lounge Access - Two complimentary Priority Passes per year for use at lounges across the world.
  • Altitude Black Travel service - a full scale travel agency to help plan and book your travel requirements
  • Starwood Gold Preferred Guest Membership - Get fast tracked to this status
  • Comprehensive complimentary insurance - Westpac’s top tier policy
  • Up to 45 days interest free - on purchases when full closing balance is paid by the statement due date
  • Annual fee - $395, with $200 disount of this in year 1.
Credit Card Details
Provider Westpac
Prestige Level Platinum
Credit Card Type MasterCard & American Express
Instant Approval Yes in 60 seconds
Standard Rates
Purchase Rate 20.24% p.a.
Cash Advance Rate 20.74% p.a.
Interest Charged From Purchase date
Interest Free Period Up to 45 days
Balance Transfer
Balance Transfer Rate -
Balance Transfer Period -
Balance Transfer Fee -
Balance Transfer Processing Time -
Max. Balance Transfer -
Revert rate -
Intro Offer 80,000 Bonus Qantas Points PLUS $200 discount of the Annual card fee in year 1.
Offer end date 26th October 2017
Rewards Program Qantas Rewards
Rewards Points -
Acceptance Criteria
Age to Apply 18
Min. Income $75,000
Residency Australia
Temporary residents No
Min. Credit Limit $15,000
Joint applicants No
Fees & Terms
Min. Monthly Repayment -
Annual Fee $395
Over Limit Fee $15
Duplicate Statement fee $7.50
Late Payment Fee $15
Min. Monthly Repayment % 2%
Max. Credit Limit -
Cash advance fee 2% of the value of the transaction or minimum charge of $2.50
Additional card holder fee $0
Travel & Insurance
Foreign currency conversion fee MasterCard: 3% of transaction value. AMEX: 3.5% of transaction value
Overseas atm withdrawal fee $5
Complimentary travel insurance Westpac's highest tier of Insurance which includes: For overseas trips up to 6 months, cover includes: Specified medical expenses incurred overseas, Up to $20,000 per person cover for loss or damage to personal property, Up to $550 per person for loss or damage to travel documents, Limit of $2.5 million of personal liability cover, Up to $5,500 rental vehicle excess cover for loss or damage to rental vehicle, You, your spouse and your dependent children could be automatically covered for Complimentary Overseas Travel Insurance cover on your journey, if before you leave you prepay travel costs using either one of your Altitude Black cards.

What happens when I click "Go to site"?

  • 1

    Clicking Go to site will direct you to the providers web site

  • 2

    Complete the online application on the providers web site

  • 3

    Once approved the provider will issue your new product, delivery times will vary by provider.