Product thumb 543283b01cdd59676475230d90f137d6200e18758e184a07de0923dea39d2b6b

Virgin Money Low Rate

Virgin Money Low Rate credit card is a no frills credit card, with a focus on outstanding value, represented by the credit cards highly competitive purchase rate of 10.99% p.a. 

Introductory Offer: 0% p.a. on Balance Transfers for up to 6 months PLUS 50% discount on the annual fee in year 1($99 to $50).

The Virgin Low Rate credit card features are stripped back to support the 10.99% p.a. purchase rate, but the the card still manages to pack a valuable range of benefits:

  • Interest free Period - 44 days interest free as long as you don't have an outstanding balance
  • Visa payWave provides the convenience of tap and go quick payments on transactions up to $100
  • Card Security - Fraudshield to automatically detect any purchases that seem out of place, plus Visa’s Zero Liability protection, which prevents customers from having to pay for purchases that aren’t theirs, and advanced online security.
  • Virgin Discounts - 50% off Virgin Australia in-flight entertainment, access to Virgin Family benefits
Credit Card Details
Provider Virgin Money
Standard Rates
Balance Transfer
Acceptance Criteria
Fees & Terms
Travel & Insurance

What happens when I click "Go to site"?

  • 1

    Clicking Go to site will direct you to the providers web site

  • 2

    Complete the online application on the providers web site

  • 3

    Once approved the provider will issue your new product, delivery times will vary by provider.