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The American Express Business Explorer

The American Express Business Expolrer Credit Card is a Low interest rate Business Card with rich rewards. The card features a low rate of 16.99% p.a. on all purchases and with 55 days interest free on purchases it is designed to free up your business cash flow. 

Introductory Offer: 100,000 bonus points 

Offer conditions: Points will be awarded when you apply and are accepted by 29th March 2018, and spend $3,000 in your first three months

  • Interest rate of 16.99% p.a. on all purchases 
  • Up to 55 Interest free days
  • Earn 2 Membership Rewards points per $1 spent on all purchases except government bodies in Australia where you will earn 0.5 points per $1 spent
  • Complimentary Travel Insurance
  • Business Loyalty Bonus - 50,000 Bonus Points annually. Let your business expenses reward you every year, with your smart choices. Spend $100,000 every 12 months from your Card approval date and receive 50,000 Membership Rewards Bonus Points.

 

Turn Business spend into rich rewards

With the American Express Business Explorer Credit Card, you are automatically enrolled in the Membership Rewards Gateway program. And as long you keep your Account in good standing your points won't expire. New Card Members will receive an introductory Membership Rewards Bonus Points offer. To be eligible for this offer, new Card Members must spend $3,000 within the first three months from the Card approval date

Earn 2 Membership Rewards points per $1 spent on all purchases except government bodies in Australia where you will earn 0.5 points per $1 spent

You have the option to transfer your points to a choice of 8 Airline Partner Programs - Asia Miles™,  Emirates Skywards, Etihad Guest, Malaysian Airlines Enrich, Singapore Airlines KrisFlyer, THAI Royal Orchid Plus, Velocity Frequent Flyer and Air New Zealand Airpoints™ 

You also have the choice to use your points to pay charges on your statement with Select + Pay with points

 

Complimentary travel insurance

When you travel domestically and internationally for your business, you will have peace of mind knowing that you’ll have extensive protection for you, your partner, any dependent children under the age of 22 and any employees who have a Supplementary Card when the Card is used to pay for your business travel.

Access cover for incidents such as:

  • Damaged, destroyed, lost or stolen personal baggage, money and documents during your trip
  • Medical emergency expenses
  • Delayed flight or missed flight connection
  • Luggage delay for luggage checked on a scheduled flight
  • Travel disruption due to the unforeseen and unavoidable cancellation of a trip

 

Start your journey in style

Make your business travel more relaxing with up to two entries per calendar year to the American Express Lounge at Sydney International Airport T1.

Make it easier to track expenses

With complimentary Cards for your employees, you can ensure all business related payments are consolidated.

Save time with transaction data feeds

American Express provides transaction data feeds to MYOB accounting software, helping you better manage your business expenses and save time to increase productivity. Card Members must be enrolled with MYOB for automatic transaction data feed to take place. For more information and to enrol your American Express Business Explorer Credit Card, please visit myob.com.au/bank-feeds

Tax deductible Card Membership fees

Your annual Card Membership fees may be tax deductible when your Card is used solely for business purposes.

Embrace greater efficiency, access and control

American Express AccessLine is a smarter way to pay. Settle payments with your domestic and international suppliers using your American Express Business Explorer Credit Card, even if they don’t accept American Express Card payments.

Added convenience of Mobile Wallets

American Express is the first Card provider in Australia to offer three leading Mobile Wallets - Apple Pay, Samsung Pay and Google Pay. Simply load your Card to the relevant app on your eligible mobile device and use it to pay.

Two entries per calendar year to the American Express Lounge at Sydney International Airport T1.

Transfer your points to a choice of 8 airline rewards and 2 hotel programs

Eligible for use with Google Pay, Apple Pay and Samsung Pay

Credit Card Details
Provider American Express
Prestige Level Platinum
Credit Card Type American Express
Instant Approval -
Standard Rates
Purchase Rate 16.99% p.a.
Cash Advance Rate -
Interest Charged From -
Interest Free Period Up to 55 days interest free
Balance Transfer
Balance Transfer Rate -
Balance Transfer Period -
Balance Transfer Fee -
Balance Transfer Processing Time -
Max. Balance Transfer -
Revert rate -
Benefits
Intro Offer 100,000 Bonus Points when you apply and are accepted by 29th March 2018, and spend $3,000 in your first three months
Offer end date 29th March 2018
Rewards Program Membership Rewards Gateway Program
Rewards Points Earn 2 Membership Rewards points per $1 spent on all purchases except government bodies in Australia where you will earn 0.5 points per $1 spent
Acceptance Criteria
Age to Apply 18
Min. Income $24,000
Residency Australia
Temporary residents No
Min. Credit Limit $3000
Joint applicants No
Fees & Terms
Min. Monthly Repayment $30
Annual Fee $395
Over Limit Fee -
Duplicate Statement fee -
Late Payment Fee $30
Min. Monthly Repayment % 2.5%
Max. Credit Limit -
Cash advance fee -
Additional card holder fee $0
Travel & Insurance
Foreign currency conversion fee -
Overseas atm withdrawal fee -
Complimentary travel insurance Yes, complimentary domestic and international travel insurance

What happens when I click "Go to site"?

  • 1

    Clicking Go to site will direct you to the providers web site

  • 2

    Complete the online application on the providers web site

  • 3

    Once approved the provider will issue your new product, delivery times will vary by provider.