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Suncorp Clear Options Platinum Credit Card

With the Suncorp Bank Options Platinum Credit Card you'll earn rewards for everyday purchases, enjoy complimentary insurance cover and have the opportunity to consolidate your debts with a 0% p.a. balance transfer offer. 

The Suncorp Clear Options Platinum Credit Card is a rewards card that offers points for every dollar spent, with the choice between Suncorp Bank Rewards or Qantas Frequent Flyer points (for an additional annual fee of $49).

Introductory Offer: 5% cash back on retail Purchases for the first 3 months PLUS 0% p.a on Balance Transfer for 18 months

Offer conditions: Apply by 31st July 2017Upto $250 cash back. Balance Transfer Rate reverts to the cash advance rate after 18 months. Your total balance transfers may not exceed 80% of your credit limit.

Suncorp Clear Options Platinum credit card benefits.

  • Suncorp Bank Rewards Program - earn 1.25 Suncorp Rewards Points for every $1 spent
  • Option to join the Suncorp Bank Qantas Frequent Flyer program - for an additional $49 p.a. & earn 0.5 Qantas Frequent Flyer points for every dollar spent.
  • Up to 55 days interest free - on retail purchases
  • Complimentary international travel insurance - for you and your immediate family
  • Complimentary Purchase Cover insurance - for lost, stolen or damaged goods
  • Card Security - covered by Fraudshield.
  • Verified by Visa - Added security and authorisation for online purchases.
  • Pay Wave from Visa - convenience of tap and go quick payments on transactions up to $100.
  • Special offers through Visa Entertainment, which brings the best entertainment experiences from concerts and cinema to sporting events and travel offer.
  • Additional Cardholders - Add up to 4 additional cardholders for no extra cost (additional cardholders must be at least 16 years old).
  • Lost Card Replacement - Lost cards can be replaced within 24 hours in Australia.
  • Worldwide acceptance - accepted at over 22 million locations around the world, anywhere Visa is accepted.
  • Guaranteed Pricing Scheme - Be reimbursed for the difference in price, up to $500, between a covered product you have purchased on your card and the same covered product advertised in a store catalogue.

As a Platinum Credit Card the Suncorp Bank Clear Options Card comes packed with an extensive range of features

  • Personal 24 hour concierge service - designed to take the strain and help out with travel bookings, event & hotel bookings, personal shopping, conference services and more. 
  • International Travel Insurance - Purchase your overseas travel tickets with your Platinum Credit Card and you and your family may be covered for medical expenses, unexpected trip cancellation, loss or theft of personal items and more. 
  • Interstate Flight Inconvenience Insurance - covering luggage delay, unexpected cancellation, flight delays, missed connections and more.
  • Transit Accident Insurance - Complimentary cover for you, your spouse, and children for specific injuries sustained whilst on a trip paid for on your Platinum credit card
  • Access to the Suncorp Travel Centre - Book flights and hotels, rent cars, and access a range of holiday packages
  • Extended Warranty Insurance - Offers coverage for the cost of repairing or replacing eligible products that have been purchased on your card
  • High Rewards Points cap - Reward points are capped at 120,000 points per 12 month period for Platinum cardholders.
Credit Card Details
Provider Suncorp Bank
Prestige Level Platinum
Credit Card Type Visa
Instant Approval Yes in 60 seconds
Standard Rates
Purchase Rate 20.74% p.a.
Cash Advance Rate 21.99% p.a.
Interest Charged From Purchase date
Interest Free Period Up to 55 days
Balance Transfer
Balance Transfer Rate 0%
Balance Transfer Period 18 months
Balance Transfer Fee 0%
Balance Transfer Processing Time -
Max. Balance Transfer 80
Revert rate 21.99% p.a.
Benefits
Intro Offer 5% cash back on retail Purchases for the first 3 months PLUS 0% p.a on Balance Transfer for 18 months
Offer end date 31st July 2017
Rewards Program Suncorp Rewards or Qantas Rewards
Rewards Points Earn 1.25 Suncorp Rewards for each $1 spent, with no expiry and an annual Points cap of 120,000. Qantas Frequent Flyer reward point earn rate is 0.5 Qantas Points for every $1 spent
Acceptance Criteria
Age to Apply 18
Min. Income $35,000
Residency Australia
Temporary residents No
Min. Credit Limit $6,000
Joint applicants No
Fees & Terms
Min. Monthly Repayment $30
Annual Fee $169
Over Limit Fee $0
Duplicate Statement fee $14
Late Payment Fee $10
Min. Monthly Repayment % 2%
Max. Credit Limit $30,000
Cash advance fee 3.50% or $3.50 whichever is greater
Additional card holder fee $0
Travel & Insurance
Foreign currency conversion fee 3.40%
Overseas atm withdrawal fee $5
Complimentary travel insurance Yes, International, Interstate and Transit Accident Insurance

What happens when I click "Go to site"?

  • 1

    Clicking Go to site will direct you to the providers web site

  • 2

    Complete the online application on the providers web site

  • 3

    Once approved the provider will issue your new product, delivery times will vary by provider.