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St George Secured Personal Loan - Variable

This St George Secured Personal Loan is a variable rate loan, so your repayments may fluctuate as the interest rates change. The Variable Rate comes with the benefits on a redraw facility and the ability to make extra payments. As this is a secured loan, St George requires a car that will be less than twelve years old at the end of the loan term to be offered as collateral.

  • Loan terms - Between 1 year and 7 years
  • Loan amount - The amount that can be borrowed starts at $3,000 and goes up to $80,000, though the maximum amount you will be allowed to borrow will depend on your financial circumstances.
  • Redraw facility - Upon request, you can access any extra repayments you have made on your loan (minimum $500).
  • Repayment options - You can choose to repay your loan weekly, fortnightly or monthly.
  • Extra Repayments - You can make extra repayments to pay off your loan faster.
Standard Rates
Min. Current Rate 12.74% p.a.
Comparison Rate 14.06% p.a.
Loan Details
Provider St.George
Product Details Borrow up to $80,000, secure the loan with your vehicle to secure a lower rate, extra repayments Ok and redraw available.
Min. Loan Term 1 years
Max. Loan Term 7 years
Min. Loan Amount $3,000
Max. Loan Amount $80,000
Available as a Car Loan Yes
Car Type Must not be more than 12 years old upon loan expiry
Fees and Terms
Application Fee $195
Monthly Service Fee $12
Early Repayment Penalty $150
Missed Repayment Penalty $9
Document Release Fee $0
Repayment Options Weekly, Fortnightly or Monthly
Extra Payments Allowed Yes
Redraw Allowed Yes, $10 per withdrawal, Minimum redraw amount: $500
Security Vehicle

What happens when I click "Go to site"?

  • 1

    Clicking Go to site will direct you to the providers web site

  • 2

    Complete the online application on the providers web site

  • 3

    Once approved the provider will issue your new product, delivery times will vary by provider.