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St George Amplify Classic Credit Card with Qantas Rewards

The St.George Amplify Classic Credit Card is a reward credit card that allows you to select either the Amplify Rewards or Qantas Rewards program, here we review the card where Qantas Rewards has been selected as the preferred rewards option.

Introductory Offer0% p.a. for 18 months on Balance Transfers a BT 2% BT fee applies.

Offer Conditions: Apply by 22nd November 2017. 0% p.a. for 18 months on balance transfers requested at card application (2% balance transfer fee applies). Rate then switches to applicable variable cash advance rate.

Amplify Qantas Rewards will earn 1 Qantas Point for each $2 you spend, and their is no limit to how many Qantas Points you can earn as the Amplify Classic credit Card has no Points Cap, plus bonus Qantas Points can be earned when shopping with Qantas partners. Qantas Points can be redeemed on over 2,500 products, experiences and vouchers, as well as on flights with Qantas and its partner airlines.

The St George Amplify Credit Card with Qantas Rewards has a strong focus on rewards, but not at the expense of the key features you would expect from a St George credit card.

  • Up to 55 interest free days on purchases - providing you pay off your balance in full every month including any balance transfer amount.
  • Qantas Frequent Flyer Membership - Save the joining fee with complimentary Qantas Frequent Flyer membership (if you're not already a member) when you link your card to Amplify Qantas
  • Amplify Qantas Point earn rate - $1 = 0.5 Qantas Points
  • 1 Additional Card Holder - Add an additional card holder for $0
  • Visa payWave - provides the convenience of tap and go quick payments on transactions up to $100.
  • Low annual Fee - $79 p.a.
  • Uncapped points earning - be rewarded for all your eligible card spend
Credit Card Details
Provider St.George
Prestige Level Standard
Credit Card Type Visa
Instant Approval Yes in 60 seconds
Standard Rates
Purchase Rate 19.49% p.a.
Cash Advance Rate 20.24% p.a.
Interest Charged From Purchase date
Interest Free Period Up to 55 days
Balance Transfer
Balance Transfer Rate 0%
Balance Transfer Period 12 months
Balance Transfer Fee 2%
Balance Transfer Processing Time 10 - 14 days
Max. Balance Transfer 95% of credit limit
Revert rate 20.24% p.a.
Intro Offer 0% p.a. for 18 months on balance transfers requested at card application (2% balance transfer fee applies). Rate then switches to applicable variable cash advance rate.
Offer end date 22nd November 2017
Rewards Program Qantas Rewards
Rewards Points 0.5 Qantas Point per $1 spent on eligible transactions, uncapped
Acceptance Criteria
Age to Apply 18
Min. Income $15,000
Residency Australia
Temporary residents No
Min. Credit Limit $1,000
Joint applicants Yes
Fees & Terms
Min. Monthly Repayment $10
Annual Fee $79
Over Limit Fee $15
Duplicate Statement fee $7.50
Late Payment Fee $15
Min. Monthly Repayment % 2%
Max. Credit Limit $80,000
Cash advance fee 2% of the value of the transaction or minimum charge of $2.50
Additional card holder fee $0
Travel & Insurance
Foreign currency conversion fee 3% of transaction value
Overseas atm withdrawal fee $5
Complimentary travel insurance No

What happens when I click "Go to site"?

  • 1

    Clicking Go to site will direct you to the providers web site

  • 2

    Complete the online application on the providers web site

  • 3

    Once approved the provider will issue your new product, delivery times will vary by provider.