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St George Amplify Classic Credit Card

The St.George Amplify Classic Credit Card is a reward credit card that allows you to select either the Amplify Rewards or Qantas Rewards program, here we review the card where Qantas Rewards has been selected as the preferred rewards option.

Introductory Offer: 3% p.a. for 36 months on Balance Transfers No BT fee PLUS NO Annual fee for the first year.

Offer Conditions: Apply by 26th September 2018. 3% p.a. for 36 months on balance transfers requested at card application (No balance transfer fee applies#). Rate then switches to applicable variable cash advance rate $0 annual card fee for the first year (saving you $79)

Customers can earn 1 Amplify Point for every dollar spent on eligible purchases. These points are uncapped and never expire. A faster rate of earning points is possible by choosing Amplify Rewards Bonus Partners. Alternatively, customers can choose to earn 0.5 Qantas Points per $1 spent with their complimentary Qantas Frequent Flyer membership

  • Up to 55 interest free days on purchases - providing you pay off your balance in full every month including any balance transfer amount.
  • Qantas Frequent Flyer Membership - Save the joining fee with complimentary Qantas Frequent Flyer membership (if you're not already a member) when you link your card to Amplify Qantas
  • 1 Additional Card Holder - Add an additional card holder for $0
  • Visa payWave - provides the convenience of tap and go quick payments on transactions up to $100.
  • Low annual Fee - $79 p.a.
  • Uncapped points earning - be rewarded for all your eligible card spend
Credit Card Details
Provider St.George
Prestige Level Standard
Credit Card Type Visa
Instant Approval Yes in 60 seconds
Standard Rates
Purchase Rate 19.49% p.a.
Cash Advance Rate 20.24% p.a.
Interest Charged From Purchase date
Interest Free Period Up to 55 days
Balance Transfer
Balance Transfer Rate 3%
Balance Transfer Period 36 months
Balance Transfer Fee 0%
Balance Transfer Processing Time 10 - 14 days
Max. Balance Transfer 95% of credit limit
Revert rate 20.24% p.a.
Benefits
Intro Offer 3% p.a. for 36 months on Balance Transfers, Rate then switches to applicable variable cash advance rate No BT fee PLUS NO Annual fee for the first year.
Offer end date 26th September 2018
Rewards Program Qantas or Amplify Rewards
Rewards Points 0.5 Qantas Point per $1 spent on eligible transactions, uncapped or 1 Amplify Point per $1 of spend.
Acceptance Criteria
Age to Apply 18
Min. Income $15,000
Residency Australia
Temporary residents No
Min. Credit Limit $1,000
Joint applicants Yes
Fees & Terms
Min. Monthly Repayment $10
Annual Fee $79
Over Limit Fee $15
Duplicate Statement fee $7.50
Late Payment Fee $15
Min. Monthly Repayment % 2%
Max. Credit Limit $80,000
Cash advance fee 2% of the value of the transaction or minimum charge of $2.50
Additional card holder fee $0
Travel & Insurance
Foreign currency conversion fee 3% of transaction value
Overseas atm withdrawal fee $5
Complimentary travel insurance No

What happens when I click "Go to site"?

  • 1

    Clicking Go to site will direct you to the providers web site

  • 2

    Complete the online application on the providers web site

  • 3

    Once approved the provider will issue your new product, delivery times will vary by provider.