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Qantas American Express Gold Business Card

The Qantas American Express Gold Business Card combines high earn rates for Qantas Points with generous interest free days on purchases and a low income eligibility level. 

Qantas Points earned per $1 spent on purchases are in the high range as detailed below:

  • You will earn 2 Qantas Points per $1 spent when you use your Card for purchases on selected Qantas services in Australia
  • 1 Qantas Point per $1 spent on all other purchases excluding those listed in 0.5 points category.

Qantas American Express Gold Business Card Benefits

  • Receive up to 55 Interest Free Days - on your purchases
  • Easy to manange your expenses - Receive monthly statements that provide a detailed, itemised list of business expenses.
  • Card Security - Cards are Chip, PIN and Contactless enabled providing enhanced security, speed and convenience when making a purchase
  • Low Income eligibility requirement - at $24,000 p.a.
  • Download statements and transaction details - view balances and keep track of business expenditure using QuickenTM, MYOB® or Microsoft® Excel
  • Qantas Points Expiry - No expiry as long as you keep your account active (earn or redeem points within a 18 month period)

8 Complimentary Insurances

  • Medical emergency expenses: Essentially for overseas travel, but it will also cover transport and accommodation costs, as well as medical costs not covered by Medicare, in the event of an emergency while travelling within Australia
  • Baggage, money and documents cover: For damaged, destroyed, lost or stolen items (e.g. $2,500 cover for a laptop)
  • Travel inconvenience cover: For delayed or cancelled flights, delayed luggage, missed flight connections, and denied boarding as a result of overbooking
  • Travel cancellation cover: For non-refundable deposits and pre-paid costs if your trip is unavoidably cancelled because of situations such as jury duty, serious illness or death 
  • Transport accident cover: Providing cash compensation for loss of life, limb or eyesight as a result of an accident on public transport or a commercial flight
  • Card account balance waiver: In the event of a successful transport accident claim, the card account balance (up to a maximum of $20,000) is waived
  • Business trip completion cover: –Pays for an alternative person to complete a business trip where the original traveller’s trip was interrupted by serious illness or injury, or the accidental death of a close relative
  • Personal liability cover: When incurred during a trip
Credit Card Details
Provider American Express
Prestige Level Gold
Credit Card Type American Express
Instant Approval -
Standard Rates
Purchase Rate -
Cash Advance Rate -
Interest Charged From -
Interest Free Period Up to 51 days
Balance Transfer
Balance Transfer Rate -
Balance Transfer Period -
Balance Transfer Fee -
Balance Transfer Processing Time -
Max. Balance Transfer -
Revert rate -
Intro Offer -
Offer end date -
Rewards Program Qantas Rewards
Rewards Points 2 Qantas Points per $1 spent on selected Qantas services in Australia. 1 Qantas Point per $1 spent on all other purchases, except those listed in 0.5 points category. 0.5 Qantas Points per $1 spent on utilities, insurance providers (with the exception of American Express) and government bodies.
Acceptance Criteria
Age to Apply 18
Min. Income $24000
Residency Australia
Temporary residents No
Min. Credit Limit -
Joint applicants No
Fees & Terms
Min. Monthly Repayment -
Annual Fee $299
Over Limit Fee -
Duplicate Statement fee -
Late Payment Fee $30
Min. Monthly Repayment % 100%
Max. Credit Limit $25,000
Cash advance fee -
Additional card holder fee $119
Travel & Insurance
Foreign currency conversion fee 3% of transaction value
Overseas atm withdrawal fee -
Complimentary travel insurance Travel Inconvenience Cover will cover you for flight delays, denied flight boarding, missed connections or delayed luggage when you purchase your trip on your Card.

What happens when I click "Go to site"?

  • 1

    Clicking Go to site will direct you to the providers web site

  • 2

    Complete the online application on the providers web site

  • 3

    Once approved the provider will issue your new product, delivery times will vary by provider.