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NAB Unsecured Personal Loan (Variable)

With NAB Unsecured Personal Variable Rate Loan you can borrow from $5,000 to $55,000 for up to 7 years, and enjoy the flexibility of fee free extra repayments and a redraw facility to access these payments should you need them, early repayment of your loan also attracts no early exity fee.

NAB's Unsecured Variable Personal Loan can be used for a wide variety of purposes including securing your dream wedding, renovating your property, consolidating your debts or taking that dream holiday. You don't have to offer any security with the loan and you have up to 7 year(s) to repay what you borrow. 

  • Variable interest rate - Enables you to levergae of favourable interest rate shifts.
  • Flexible repayments - Make extra repayments when you can, or to completely pay off your loan early without incurring extra charges.
  • Synch your repayments with how you get paid - You can also choose to make weekly, fortnightly or monthly repayments.
  • Choose your loan term - From 1 year to 7 years.
  • Redraw facility with $0 fees - Flexibility to redraw funds if you're ahead
  • Conditional approval - Still searching for the right car? Get upfront conditional approval for up to 3 months when you apply online. Having your loan sorted can help you negotiate a better deal, and give you confidence that you can borrow what you need and afford your repayments.
Standard Rates
Min. Current Rate 14.69% p.a.
Comparison Rate 15.55% p.a.
Loan Details
Provider NAB
Product Details Borrow from $5,000 to $55,000 for up to 7 years, enjoy the flexibility of fee free extra repayments and a redraw facility.
Min. Loan Term 1 years
Max. Loan Term 7 years
Min. Loan Amount $5,000
Max. Loan Amount $55,000
Available as a Car Loan Yes
Car Type -
Fees and Terms
Application Fee $150
Monthly Service Fee $10
Early Repayment Penalty $0
Missed Repayment Penalty $35
Document Release Fee $0
Repayment Options Weekly, Fortnightly or Monthly
Extra Payments Allowed Yes
Redraw Allowed Yes
Security No

What happens when I click "Go to site"?

  • 1

    Clicking Go to site will direct you to the providers web site

  • 2

    Complete the online application on the providers web site

  • 3

    Once approved the provider will issue your new product, delivery times will vary by provider.