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NAB Low Rate Platinum Credit Card

The NAB Low Rate Platinum credit card is a Platinum credit card with a difference, as it's packed with the features which make it a good choice for an everyday use card in combination with seven complimentary insurances to take care of your travel and purchases. And here’s the difference, it comes with NAB's lowest Purchase rate of 13.99% p.a. and a low annual card fee of $100. 

Introductory Offer: 0% p.a. on purchase interest rate for 9 months

Offer Conditions: NAB may vary or end this offer at any time.

As you'd  expect of a Platinum credit card it's packed with features all for an annual fee of just $100

  • Up to 55 interest free days on purchases - providing you pay off your balance in full every month including any balance transfer amount.
  • 1 Additional Card Holder - Add an additional card holders for $0
  • Card Security - Verified by Visa to protect your online payments.
  • Insurance, wherever you are - Access to seven complimentary insurances including Overseas Travel Insurance

  • Emergency assistance - NAB provide  24/7 assistance if your credit card is lost or stolen.
  • Visa payWave - provides the convenience of tap and go quick payments on transactions up to $100.
  • Visa Front Line Access - Reserve tickets to some of the biggest events before they go on sale to the general public. 
  • NAB Defence detects fraudulent transactions - If fraud occurs, NAB will refund your money.
Credit Card Details
Provider NAB
Prestige Level Platinum
Credit Card Type Visa
Instant Approval Yes in 60 seconds
Standard Rates
Purchase Rate 13.99% p.a.
Cash Advance Rate 21.74% p.a.
Interest Charged From Purchase date
Interest Free Period Up to 55 days on purchases
Balance Transfer
Balance Transfer Rate 0%
Balance Transfer Period 6 months
Balance Transfer Fee 2.00%
Balance Transfer Processing Time 10 - 14 days
Max. Balance Transfer 90% of credit limit
Revert rate 21.74% p.a.
Intro Offer 0% p.a. on Purchases for 9 months
Offer end date -
Rewards Program No
Rewards Points -
Acceptance Criteria
Age to Apply 18
Min. Income -
Residency Australia
Temporary residents No
Min. Credit Limit $6000
Joint applicants No
Fees & Terms
Min. Monthly Repayment -
Annual Fee $100
Over Limit Fee $0
Duplicate Statement fee $7
Late Payment Fee $15
Min. Monthly Repayment % -
Max. Credit Limit -
Cash advance fee 2% or $2.50. Whichever is greater
Additional card holder fee $0
Travel & Insurance
Foreign currency conversion fee 2.5% of transaction value
Overseas atm withdrawal fee $4
Complimentary travel insurance 7 complimentary insurances when you meet eligibility criteria, including Overseas Travel Insurance. Spend at least $500 of your prepaid transportation, accommodation, and/or land tour costs on your NAB Premium Card prior to commencing your trip and you could be covered for travel cancellation, overseas medical expenses, lost luggage or travel documents. See below this table for full details

What happens when I click "Go to site"?

  • 1

    Clicking Go to site will direct you to the providers web site

  • 2

    Complete the online application on the providers web site

  • 3

    Once approved the provider will issue your new product, delivery times will vary by provider.