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Latitude Personal Loan (Secured)

A Secured Latitude Personal Loan can be used to purchase pretty much anything you please from a new car, a holiday, a wedding or even a new kitchen. This loan comes with a fixed interest rate, repayment flexibility, and the ability to make additional repayments.

Features of the Latitude Secured Personal Loan

  • Fixed Rate - The secured loan offers a fixed interest rate of 12.99% p.a. to 28.99% p.a. 
  • Comparison Rate* - Ranges from 14.20% to 30.13% p.a.
  • Loan amount - Borrow a minimum of $3,000.
  • Loan term - The loan terms range from 2 to 7 years
  • Repayment flexibility - You can make weekly, fortnightly or monthly repayments and can pay through direct debit, Australia Post or BPAY.
  • Online application - You can apply for this loan online and the application process is quick and easy. In most cases, you can find out if you’re approved on the same day you apply.
  • Additional repayments - You can make additional payments at any time to reduce your loan term and avoid paying extra interest costs.
  • Application fee - For loans under $4,000 the fee is $140, loans over $4,000 attract a fee of $250.
  • Early Repayment Fee - If you choose to repay your loan off in the final 6 months of the term no fee will be applied, early repayment at all other times during the term will attract a fee of up to $150

*Comparison rates for this product are based on a loan of $30,000 over 5 years

WARNING: The comparison rates are true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate

Standard Rates
Min. Current Rate 12.99% p.a.
Comparison Rate 14.20% p.a.
Loan Details
Provider Latitude Financial Services
Product Details A Secured Personal Loan with a Fixed Interest Rate, Repayment Flexibility and the ability to make extra repayments, loans from $3,000.
Min. Loan Term 2 years
Max. Loan Term 7 years
Min. Loan Amount $3,000
Max. Loan Amount -
Available as a Car Loan Yes
Car Type New or used
Fees and Terms
Application Fee $250
Monthly Service Fee $13
Early Repayment Penalty $150
Missed Repayment Penalty $35
Document Release Fee -
Repayment Options Weekly, Fortnightly or Monthly
Extra Payments Allowed Yes
Redraw Allowed No
Security Yes

What happens when I click "Go to site"?

  • 1

    Clicking Go to site will direct you to the providers web site

  • 2

    Complete the online application on the providers web site

  • 3

    Once approved the provider will issue your new product, delivery times will vary by provider.