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David Jones American Express Credit Card

The David Jones American Express Credit Card combines the benefits of a reward card with a selection of exclusive in store benefits at David Jones, usually reserved for Store Card holders including preferential payment options, invitations to exclusive events, complimentary gift-wrapping.

The rewards offer provides the opportunity to choose either American Express Membership Rewards or Qantas Frequent Flyer Points as your rewards program, and includes an introductory offer:

Introductory OfferReceive 20,000 Membership Reward Points or 15,000 Qantas Points when you apply, are approved and spend outside of David Jones three times within the first month of becoming a Card Member

The David Jones American Express Credit Card earn rates

With a David Jones American Express Credit Card, you can earn Reward Points for every dollar you spend on everyday items such as groceries and petrol.

  • Earn 3 Reward Points per dollar spent at major supermarkets and petrol stations
  • Earn 2 Reward Points per dollar spent at David Jones
  • Earn 1 Reward Point per dollar spent everywhere else

Membership Rewards points can be redeemed with the Membership Rewards program from a wide range of gift cards, merchandise, travel with airline partners (excluding Qantas) or even use points to put credit back to your David Jones American Express account. The point transfer rate from the card is 1 Reward Point = 1 Membership Rewards point

Qantas Frequent Flyers can redeem their Qantas Frequent Flyer points for Award flights with Qantas or its 30+ airline partners and their affiliates, or merchandise and gift cards through the online Qantas Frequent Flyer store. The transfer rate from the card is 1 Reward Point = 0.75 Qantas Frequent Flyer points

Key features of the David Jones American Express Credit Card

  • No supplementary Card fee - for the first year 
  • Security and Convenience - Cards are Chip, PIN and Contactless enabled providing enhanced security, speed and convenience when making a purchase 
  • Complimentary standard delivery - for items purchased instore or online with the Card
  • Complimentary gift wrapping instore or online - at David Jones when you purchase using your Card
  • Up to 3 years no deposit interest free when you spend $500 or more on homewares, furniture, bedding or electrical items instore at David Jones
  • Fashion Pay Later Option  - you won't pay a cent for 3 months when you spend $250 or more on your Card on any women's or men's apparel, shoes and fashion accessories instore at David Jones
  • Christmas Deferred Payment Option - means you won't have to make any payments until February on purchases made between 1 November and 24 December instore at David Jones
  • Instant Rewards - with generous savings and bonus gifts with purchases of fashion, accessories, homewares and more

The David Jones American Express Credit Card is packaged with a generous range of services:

  • Access your account wherever you are in the world - via mobile phone, laptop or desktop computer
  • Stay organised - online with tools to view transactions, schedule payments, set up email or text message reminders for payments and keep tabs on your Membership Rewards
  • Gold Customer Service - account assistance any time of the day or night
  • Purchase Protection - repairs or refunds eligible items if they are accidentally broken or stolen within 90 days of purchase
  • Online Fraud Protection Guarantee - you won't be held responsible for any unauthorised charges online as long as you notify us immediately upon discovery of the fraudulent transactions
  • Emergency Card replacement - via the AMEX global network of offices, a replacement Card will usually be with you within 48 hours virtually anywhere in the world
Credit Card Details
Provider American Express
Prestige Level Standard
Credit Card Type American Express
Instant Approval Yes in 60 seconds
Standard Rates
Purchase Rate 20.74%
Cash Advance Rate -
Interest Charged From Purchase date
Interest Free Period Up to 44 days
Balance Transfer
Balance Transfer Rate -
Balance Transfer Period -
Balance Transfer Fee -
Balance Transfer Processing Time -
Max. Balance Transfer -
Revert rate -
Benefits
Intro Offer Receive 20,000 Membership Reward Points or 15,000 Qantas Points when you apply, are approved and spend outside of David Jones three times within the first month of becoming a Card Member
Offer end date -
Rewards Program Membership Rewards or Qantas Frequent Flyer Program
Rewards Points Earn 3 Reward Points per dollar spent at major supermarkets and petrol stations, 2 Reward Points per dollar spent at David Jones & 1 Reward Point per dollar spent everywhere else
Acceptance Criteria
Age to Apply 18
Min. Income $40,000
Residency Australia
Temporary residents Yes with a 457 Visa
Min. Credit Limit $2,000
Joint applicants No
Fees & Terms
Min. Monthly Repayment $30
Annual Fee $99
Over Limit Fee $15
Duplicate Statement fee $10
Late Payment Fee $30
Min. Monthly Repayment % 2.5%
Max. Credit Limit $30,000
Cash advance fee -
Additional card holder fee $0
Travel & Insurance
Foreign currency conversion fee 3% of transaction value
Overseas atm withdrawal fee -
Complimentary travel insurance No

What happens when I click "Go to site"?

  • 1

    Clicking Go to site will direct you to the providers web site

  • 2

    Complete the online application on the providers web site

  • 3

    Once approved the provider will issue your new product, delivery times will vary by provider.