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Citi Rewards Signature Credit Card

The Citi Signature Reward credit card has a big focus on rewards, and most importantly rewards which are relevant to the card holder.

Introductory Offer: Receive 120,000 Bonus Reward points PLUS Reduced Annual fee in the first year of $199 (reverts to $395 in subsequent years) PLUS 0% p.a. on Balance Transfers for up to 15 months.

Offer conditions: Balance Transfer rate reverts to the cash advance rate after 15 months. A balance transafer fee of 1% applies. Spend $3,000 within 90 days from card approval to attain the bonus points. Apply by 31st January 2018.

 Citi Rewards Program

  • Earn 2 Points per $1 for all eligible International Spend
  • Earn 2 Points per $1 for selected domestic purchases made and booked directly from a range of major: restaurants and restaurant chains, hotel chains and airlines (flights only)
  • Earn 1.5 Points per  $1 for  selected  domestic purchases made at major: petrol outlets,  supermarkets and national retailers
  • Earn 1 Point per $1 spent everywhere else on domestic Eligible Transactions.
  • Complimentary Priority Passmembership - including 2 airport lounge visits per year. Please note that within Australia, Priority Pass is currently available at Cairns, Darwin and Brisbane International Airports and Sydney Kingsford Smith. For the full list of up to date airport lounges and Priority Pass™ and Conditions of Use  please refer to www.prioritypass.com
  • Free wine every time you dine with the Citi Dining Program at hundreds of participating restaurants when you pay with your Citi card.
  • Ability to transfer points to Velocity, Krisflyer & Asia Miles

To complete the Premium features of the Citi Signature Reward Credit Card it comes fully loaded:

  • Up to 55 interest free days on purchases - providing you pay off your balance in full every month including any balance transfer amount. 
  • Reduced $199 for the first year - usually $395 per year.
  • 4 additional cardholders included - must be aged 16 or over.
  • Complimentary Insurances - Travel with peace of mind with International Travel Insurance, Interstate Flight Inconvenience Insurance and Transit Accident Insurance.
  • Card Security - covered by Fraudshield.
  • Visa payWave - provides the convenience of tap and go quick payments on transactions up to $100.
  • Concierge - 24/7 service
Credit Card Details
Provider Citi
Prestige Level Standard
Credit Card Type Visa
Instant Approval N/A
Standard Rates
Purchase Rate 20.99%
Cash Advance Rate 21.74%
Interest Charged From Purchase date
Interest Free Period Up to 55 days
Balance Transfer
Balance Transfer Rate 0%
Balance Transfer Period 15 months
Balance Transfer Fee 1%
Balance Transfer Processing Time 10 - 14 days
Max. Balance Transfer 80% of credit limit.
Revert rate 21.74% p.a.
Benefits
Intro Offer 120,000 bonus Reward points PLUS Reduced Annual fee in the first year of $199 (normally $395) PLUS 0% p.a. on Balance Transfer for 15 months
Offer end date 31st January 2018
Rewards Program Citi Rewards
Rewards Points Earn 2 Points per $1 for all eligible International Spend; Earn 2 Points per $1 for selected domestic purchases made and booked directly from a range of major: restaurants and restaurant chains, hotel chains and airlines (flights only); Earn 1.5 Points per $1 for selected domestic purchases made at major: petrol outlets, supermarkets and national retailers; Earn 1 Point per $1 spent everywhere else on domestic Eligible Transactions.
Acceptance Criteria
Age to Apply 18
Min. Income $75,000
Residency Australia
Temporary residents No
Min. Credit Limit $5,000
Joint applicants No
Fees & Terms
Min. Monthly Repayment $30
Annual Fee $199
Over Limit Fee $40
Duplicate Statement fee $7
Late Payment Fee $10
Min. Monthly Repayment % 2%
Max. Credit Limit $100,000
Cash advance fee 3.5% of transaction value
Additional card holder fee $0
Travel & Insurance
Foreign currency conversion fee 3.3% of transaction value
Overseas atm withdrawal fee $5
Complimentary travel insurance Complimentary international travel insurances including Transit Accident Insurance and Interstate Flight Inconvenience Insurance

What happens when I click "Go to site"?

  • 1

    Clicking Go to site will direct you to the providers web site

  • 2

    Complete the online application on the providers web site

  • 3

    Once approved the provider will issue your new product, delivery times will vary by provider.