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Citi Prestige Credit Card with Qantas Rewards

The Citi Prestige Credit Card is a true Platinum Credit Card offering all the top draw benefits and services in conjunction with one of the highest reward point earning rates we have seen. Life’s opportunities are yours for the taking with the Citi Prestige Card. With the Citi Rewards Program, you can redeem rewards Points for travel, gift cards, cash back, merchandise and more. You will receive a complimentary one-way transfer to or from selected airports twice per year in the Asia Pacific. Plus enjoy unlimited airport lounge access for you and a guest with a complimentary Priority Pass.

Cardholders have the choice of earning points for the Citi Rewards program or Qantas Rewards where points are automatically credited to your Qantas frequent flyer account. Here we focus on reviewing the Citi Prestige Credit Card with Qantas Rewards.

Introductory Offer: 150,000 Qantas Points on your first spend, PLUS 0% p.a. for upto 6 months on Balance Transfers

Offer conditions: Apply and be accepted by 31st January 2018. Earn 150,000 bonus Qantas Points following $3,000 spend within 90 days from card approval with the Citi Rewards Prestige Credit Card. Balance Transfer rate reverts to the Cash Advance rate after 6 months.

Point earn rates

  • Earn 3 Points per $1 spent for all eligible International Spend
  • Earn 3 Points per $1 spent for selected domestic purchases made and booked directly from a range of major: restaurants, restaurant chains, hotel chains and airlines (flights only)
  • Earn 2 Points per $1 spent for selected domestic purchases made at major: petrol outlets, major supermarkets and national retailers
  • Earn 1 Point per $1 spent everywhere else on domestic Eligible Transactions.

The Citi Prestige Credit Card with Qantas Rewards includes all the features you’d expect of a premium card:

  • Enjoy a free nights stay at premium hotel around the world - 1 free night per year for 2 people.
  • Up to 55 interest free days on purchases - providing you pay off your balance in full every month including any balance transfer amount.
  • Generous Qantas Point Earn Rates - 1 Qantas Point for each $1 of eligible spend. (When you choose to link to your Qantas FF account)
  • Complimentary Insurances - Purchase Cover, International Travel, Transit Accident & Extended Warranty insurances on eligible purchases.
  • Card Security - covered by Fraudshield.
  • Visa payWave - provides the convenience of tap and go quick payments on transactions up to $100.
  • Concierge Services - 24/7 Service
  • Free wine - every time you dine with the Citi Dining Program
  • Exclusive Golf Benefits - Complimentary green fees at 20 prestigious courses across the Asia Pacific region including Australia, 3 complimentary green fees at any public access golf club each calendar year
  • Complimentary Priority Pass™ membership - enjoy unlimited airport lounge access for you and a guest with a complimentary Priority Pass. Please note that within Australia, Priority Pass is currently available at Cairns, Darwin and Brisbane International Airports and Sydney Kingsford Smith. For the full list of up to date airport lounges and Priority Pass™ Conditions of Use  please refer to www.prioritypass.com
  • Visa Front Line Access - First choice of seats at some of the most sought-after events in Australia
  • Complimentary international travel insurances - including Transit Accident Insurance and Interstate Flight Inconvenience Insurance

Exclusive Membership privileges at Shangri-La and Hilton hotel

  • Jade level Membership at Shangrila
  • Pre-registration available for easy check-in
  • Priority check-in and check-out
  • Complimentary daily buffet breakfast
  • Hilton Hhonorsgold status
  • Complimentary room upgrades at select hotels when available
  • Complimentary guest internet access
  • Complimentary breakfast or additional Honors Bonus Points at select hotels
Credit Card Details
Provider Citi
Prestige Level Platinum
Credit Card Type Visa
Instant Approval Yes in 60 seconds
Standard Rates
Purchase Rate 20.99% p.a.
Cash Advance Rate 21.74% p.a.
Interest Charged From Purchase date
Interest Free Period Up to 55 days
Balance Transfer
Balance Transfer Rate 0%
Balance Transfer Period 6 months
Balance Transfer Fee 0%
Balance Transfer Processing Time 10 - 14 days
Max. Balance Transfer -
Revert rate 21.74% p.a.
Benefits
Intro Offer 150,000 Qantas Points on your first spend, PLUS 0% p.a. for upto 6 months on Balance Transfers
Offer end date 31st January 2018
Rewards Program Qantas Rewards
Rewards Points Earn 1 Qantas Frequent Flyer Point per $1 of eligible spend on purchases
Acceptance Criteria
Age to Apply 18
Min. Income $150,000
Residency Australia
Temporary residents No
Min. Credit Limit $30,000
Joint applicants No
Fees & Terms
Min. Monthly Repayment -
Annual Fee $700
Over Limit Fee $35
Duplicate Statement fee $7
Late Payment Fee $35
Min. Monthly Repayment % 2%
Max. Credit Limit $100,000
Cash advance fee 3.5% of transaction value
Additional card holder fee $0
Travel & Insurance
Foreign currency conversion fee 3.3% of transaction value
Overseas atm withdrawal fee $5
Complimentary travel insurance Yes, Complimentary international travel insurances including Transit Accident Insurance and Interstate Flight Inconvenience Insurance

What happens when I click "Go to site"?

  • 1

    Clicking Go to site will direct you to the providers web site

  • 2

    Complete the online application on the providers web site

  • 3

    Once approved the provider will issue your new product, delivery times will vary by provider.