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Citi Prestige Credit Card

The Citi Prestige Credit Card is a true Platinum Credit Card offering all the top draw benefits and services in conjunction with one of the highest reward point earning rates we have seen. 

Life’s opportunities are yours for the taking with the Citi Prestige Card. With the Citi Rewards Program, you can redeem rewards Points for travel, gift cards, cash back, merchandise and more. You will receive a complimentary one-way transfer to or from selected airports twice per year in the Asia Pacific. Plus enjoy unlimited airport lounge access for you and a guest with a complimentary Priority Pass.

Introductory Offer: Receive 150,000 bonus reward Points PLUS 0% p.a. for 6 months on Balance Transfers

Offer conditions: Receive 150,000 bonus Reward Points when you spend $3,000 within 90 days from card approval. Balance Transfer rate reverts to the Cash Advance rate after 6 months. No balance Transfer Fee Applies. Apply by 31st January 2018.

Rewards Program Point earn rates

  • 3 Points per $1 spent for all eligible International Spend
  • 3 Points per $1 spent for selected domestic purchases made and booked directly from a range of major: restaurants, restaurant chains, hotel chains and airlines (flights only)
  • 2 Points per $1 spent for selected domestic purchases made at major: petrol outlets, major supermarkets and national retailers
  • 1 Point per $1 spent everywhere else on domestic Eligible Transactions.

The Citi Prestige Credit Card includes all the features you’d expect of a premium card:

  • Up to 44 interest free days on purchases - providing you pay off your balance in full every month including any balance transfer amount.
  • Complimentary Insurances - Purchase Cover, International Travel, Transit Accident & Extended Warranty insurances on eligible purchases.
  • Card Security - covered by Fraudshield.
  • Visa payWave - provides the convenience of tap and go quick payments on transactions up to $100.
  • Concierge Services - 24/7 Service
  • Free wine - every time you dine with the Citi Dining Program
  • Exclusive Golf Benefits - Tee off around the world with three complimentary green fees at participating golf clubs each year and get exclusive access to events in Australia before they’re released to the general public with Visa Front Line Access.
  • Complimentary Priority Pass™ membership - enjoy unlimited airport lounge access for you and a guest with a complimentary Priority Pass. Please note that within Australia, Priority Pass is currently available at Cairns, Darwin and Brisbane International Airports and Sydney Kingsford Smith. For the full list of up to date airport lounges and Priority Pass™ Conditions of Use  please refer to www.prioritypass.com
  • Visa Front Line Access - First choice of seats at some of the most sought-after events in Australia
  • Complimentary international travel insurances - including Transit Accident Insurance and Interstate Flight Inconvenience Insurance
Credit Card Details
Provider Citi
Prestige Level Platinum
Credit Card Type Visa
Instant Approval N/A
Standard Rates
Purchase Rate 20.99% p.a.
Cash Advance Rate 21.74% p.a.
Interest Charged From Purchase date
Interest Free Period Up to 44 days
Balance Transfer
Balance Transfer Rate 0%
Balance Transfer Period 6 months
Balance Transfer Fee 0%
Balance Transfer Processing Time 10 - 14 days
Max. Balance Transfer 80% of available credit limit
Revert rate 21.74% p.a.
Benefits
Intro Offer Receive 150,000 bonus reward Points PLUS 0% p.a. for 6 months on Balance Transfers
Offer end date 31st January 2018
Rewards Program Citi Rewards
Rewards Points Earn 3 Points per $1 spent for all eligible International Spend; Earn 3 Points per $1 spent for selected domestic purchases made and booked directly from a range of major: restaurants, restaurant chains, hotel chains and airlines (flights only); Earn 2 Points per $1 spent for selected domestic purchases made at major: petrol outlets, major supermarkets and national retailers; Earn 1 Point per $1 spent everywhere else on domestic Eligible Transactions.
Acceptance Criteria
Age to Apply 18
Min. Income $150,000
Residency Australia
Temporary residents No
Min. Credit Limit $30,000
Joint applicants No
Fees & Terms
Min. Monthly Repayment -
Annual Fee $700
Over Limit Fee $35
Duplicate Statement fee $7
Late Payment Fee $35
Min. Monthly Repayment % 2%
Max. Credit Limit $100,000
Cash advance fee 3.5% of transaction value
Additional card holder fee $0
Travel & Insurance
Foreign currency conversion fee 3.3% of transaction value
Overseas atm withdrawal fee $5
Complimentary travel insurance Yes, Complimentary international travel insurances including Transit Accident Insurance and Interstate Flight Inconvenience Insurance

What happens when I click "Go to site"?

  • 1

    Clicking Go to site will direct you to the providers web site

  • 2

    Complete the online application on the providers web site

  • 3

    Once approved the provider will issue your new product, delivery times will vary by provider.