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Citi Personal Loan Plus

The Citi Personal Loan Plus can be used for pretty much whatever you want from planning your wedding, renovating your house buying a new or used car or even taking a dream holiday. 

Citi Personal Loan Plus includes a range of features:

  • Low Variable Rate - 9.99% p.a. (10.95% p.a. comparison rate*)
  • Choose your loan term - 3, 4 or 5 years
  • Fixed monthly repayments 
  • Establishment fee - $199 
  • Credit limits - from $5,000 to $75,000
  • Make additional payments - pay out your loan early with no penalty fee.
  • Provides an ongoing reusable credit facility - at a variable rate of 9.99% p.a. without needing to reapply.

*The comparison rate is based on a 5 year unsecured variable rate loan of $30,000. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Standard Rates
Min. Current Rate 9.99% p.a.
Comparison Rate 10.95% p.a.
Loan Details
Provider Citi
Product Details A low-rate, fixed repayment, unsecured personal loan, terms of 3, 4 or 5 years on loans from $5,000 to $75,000.
Min. Loan Term 3 years
Max. Loan Term 5 years
Min. Loan Amount $5,000
Max. Loan Amount $75,000
Available as a Car Loan Yes, new or used
Car Type New or used
Fees and Terms
Application Fee $199
Monthly Service Fee $10
Early Repayment Penalty $0
Missed Repayment Penalty $10
Document Release Fee $0
Repayment Options Monthly
Extra Payments Allowed Yes
Redraw Allowed Yes
Security No

What happens when I click "Go to site"?

  • 1

    Clicking Go to site will direct you to the providers web site

  • 2

    Complete the online application on the providers web site

  • 3

    Once approved the provider will issue your new product, delivery times will vary by provider.