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Citi Clear Platinum Credit Card

The Citi Clear Platinum credit card is a feature packed premium card that forgoes a reward program and instead focuses on great rates with a low purchase rate of just 14.99% p.a.

The Citi Clear Platinum Credit Card includes all the features you’d expect of a premium credit card:

  • Up to 55 interest free days on purchases - providing you pay off your balance in full every month including any balance transfer amount.
  • Citi World Privileges - Receive up to 25% off on retail shopping, travel and dining  - one current offer is 25% of the Sydney Bridge Climb. 
  • Complimentary Insurances - Purchase Cover, International Travel, Transit Accident & Extended Warranty insurances on eligible purchases.
  • Card Security - covered by Fraudshield.
  • Visa payWave - provides the convenience of tap and go quick payments on transactions up to $100.
  • Personal Concierge Service - 24/7 Service
  • Free wine every time you dine with the Citi Dining Program
  • Discounted Movie tickets
Credit Card Details
Provider Citi
Prestige Level Platinum
Credit Card Type Visa
Instant Approval Yes in 60 seconds
Standard Rates
Purchase Rate 14.99% p.a.
Cash Advance Rate 21.74%
Interest Charged From Purchase date
Interest Free Period Up to 55 days
Balance Transfer
Balance Transfer Rate -
Balance Transfer Period -
Balance Transfer Fee -
Balance Transfer Processing Time -
Max. Balance Transfer -
Revert rate -
Intro Offer -
Offer end date -
Rewards Program No
Rewards Points No
Acceptance Criteria
Age to Apply 18
Min. Income $35,000
Residency Australia
Temporary residents No
Min. Credit Limit $8,000
Joint applicants No
Fees & Terms
Min. Monthly Repayment $10
Annual Fee $99
Over Limit Fee $40
Duplicate Statement fee $7
Late Payment Fee $40
Min. Monthly Repayment % 2%
Max. Credit Limit $100,000
Cash advance fee 3.5% of transaction value
Additional card holder fee $0
Travel & Insurance
Foreign currency conversion fee 3.3% of transaction value
Overseas atm withdrawal fee $5
Complimentary travel insurance Complimentary Transit Accident Insurance

What happens when I click "Go to site"?

  • 1

    Clicking Go to site will direct you to the providers web site

  • 2

    Complete the online application on the providers web site

  • 3

    Once approved the provider will issue your new product, delivery times will vary by provider.