Thumb bank sa vertigo platinum visa card

BankSA Vertigo Platinum Visa

The BankSA Vertigo Platinum Visa credit card is a low cost platinum credit card with a range of complimentary insurance covers and a personal concierge service, including overseas travel insurance and extended warranty on purchases.

The annual fee of $99 p.a. is in one of the cheapest for a Platinum credit card and includes an additional cardholder at no extra cost. And with this exclusive online offer the Annual Fee for the first year is $0

Delivering Platinum perks at a competitive price, the BankSA Platinum Visa credit card is also currently offering an outstanding Introductory offer.

On Line Exclusive Introductory Offer: 0% p.a. for 24 months on Balance Transfers a BT fee of 1% applies PLUS $0 Annual Card Fee or the first year

Offer Conditions: Apply by 30th June 2018. 0% p.a. for 24 months on balance transfers requested at card application (1% balance transfer fee applies). Rate then switches to applicable variable cash advance rate of 19.49% p.a.

This Premium credit card packs a comprehensive range of benefits for the $99 p.a. fee (waived in the first year), these include:

  • Up to 55 interest free days on purchases - providing you pay off your balance in full every month including any balance transfer amount.
  • Overseas travel insurance for trips up to 3 months for you and your family. The cover includes medical expenses, unexpected trip cancellation and rental vehicle excess
  • Domestic flight inconvenience insurance for you and your family and this includes cover for delays, rental car excess and loss or damage to personal items
  • Transit accident insurance in the event of accidental death or injury when travelling by plane, bus, train or ferry. 
  • Purchase cover insurance provides up to 3 month cover against theft, loss or damage on selected new purchases
  • Extended warranty insurance gives you up to 12 additional months on the manufacturer’s expressed Australian warranty
  • Price guarantee cover on eligible purchases. Claim the difference back if you find it cheaper within 21 days from purchase.
  • Pay Pass - providing the convenience of tap and go quick payments on transactions up to $100.
Credit Card Details
Provider BankSA
Prestige Level Platinum
Credit Card Type Visa
Instant Approval Yes in 60 seconds
Standard Rates
Purchase Rate 12.74%
Cash Advance Rate 19.49% p.a.
Interest Charged From Purchase date
Interest Free Period Up to 55 days
Balance Transfer
Balance Transfer Rate 0%
Balance Transfer Period 24 months
Balance Transfer Fee 1%
Balance Transfer Processing Time 10 - 14 days
Max. Balance Transfer 80% of credit limit
Revert rate 19.49% p.a.
Benefits
Intro Offer Exclusive online offer: 0% p.a. for 24 months on balance transfers requested at card application (1% balance transfer fee applies#). Rate then switches to applicable variable cash advance rate of 19.49% p.a. PLUS $0 Annual Card Fee or the first year
Offer end date 26th September 2018
Rewards Program No
Rewards Points No
Acceptance Criteria
Age to Apply 18
Min. Income $30,000
Residency Australia
Temporary residents No
Min. Credit Limit $6,000
Joint applicants No
Fees & Terms
Min. Monthly Repayment $10
Annual Fee $99
Over Limit Fee $15
Duplicate Statement fee $7.50
Late Payment Fee $15
Min. Monthly Repayment % 2%
Max. Credit Limit -
Cash advance fee 2% of the value of the transaction with a minimum charge of $2.50
Additional card holder fee $0
Travel & Insurance
Foreign currency conversion fee 3% of transaction value
Overseas atm withdrawal fee $5
Complimentary travel insurance Overseas travel insurance, Domestic flight inconvenience insurance & Transit accident insurance

What happens when I click "Go to site"?

  • 1

    Clicking Go to site will direct you to the providers web site

  • 2

    Complete the online application on the providers web site

  • 3

    Once approved the provider will issue your new product, delivery times will vary by provider.