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BankSA Unsecured Personal Loan (Fixed)

Choose a fixed interest rate for peace of mind that your repayments won’t change for the term of your loan

The term of your unsecured personal loan is your choice.

  • 1 to 5 years for fixed interest rate loans
  • Borrow from $3,000 up to $40,000
  • Fast and simple application process
  • Register to track and manage your loan repayments using Internet Banking
  • Choose the repayment option that suits how you recieve your income - from weekly, fortnightly or monthly repayments
  • Apply online for a decision in 60 seconds
Standard Rates
Min. Current Rate 12.99% p.a.
Comparison Rate 14.06% p.a.
Loan Details
Provider BankSA
Product Details Borrow up to $40,000 for a max of 5 years on a fixed rate
Min. Loan Term 1 years
Max. Loan Term 5 years
Min. Loan Amount $3,000
Max. Loan Amount $40,000
Available as a Car Loan No
Car Type -
Fees and Terms
Application Fee $195
Monthly Service Fee $12
Early Repayment Penalty $150
Missed Repayment Penalty $9
Document Release Fee $0
Repayment Options Weekly, Fortnightly or Monthly
Extra Payments Allowed No
Redraw Allowed No
Security No

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What happens when I click "Go to site"?

  • 1

    Clicking Go to site will direct you to the providers web site

  • 2

    Complete the online application on the providers web site

  • 3

    Once approved the provider will issue your new product, delivery times will vary by provider.