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BankSA Amplify Classic Credit Card

The Amplify Classic Credit Card from BankSA is designed to provide the cardholder with the rewards that they value the most by offering a choice between Amplify Rewards or Amplify Qantas Rewards.

Introductory offer: 3% p.a. for 36 months on Balance Transfers with NO BT fee PLUS $0 annual fee in first year.

Offer Conditions: Apply by 26th September 2018. 3% p.a. for 36 months on balance transfers requested at card application (No balance transfer fee applies#). Rate then switches to applicable variable cash advance rate. $0 annual card fee for the first year (saving you $79)

Points earned in the Amplify Rewards program can be redeemed for a wide variety of household items, gifts, events, experiences and travel.

Points earned in the Amplify Qantas program can be redeemed via the Qantas Frequent Flyer Program store. An additional incentive of free Qantas Frequent Flyer Membership is currently on offer for new accounts linking to the Amplify Qantas program.

How many points do I earn?

  • Link your card to Amplify Rewards to earn 1 Amplify point per $1 of spend
  • Link your card to Amplify Qantas to earn 0.5 Amplify Qantas Rewards points per $1 of spend

This Rewards credit card includes a comprehensive range of benefits for the $79 p.a. fee, these include:

  • Up to 55 interest free days on purchases - providing you pay off your balance in full every month including any balance transfer amount.
  • Complimentary Qantas Frequent Flyer membership - Save the joining fee (if you’re not already a member) for a limited time when you link your card to Amplify Qantas
  • 1 additional cardholders and a single statement covering all.
  • Card Security - Verified by Visa and 24/7 Falcon Fraud monitoring to watch out for any unusual transactions on your account.
  • Pay Pass - provides the convenience of tap and go quick payments on transactions up to $100.
Credit Card Details
Provider BankSA
Prestige Level Standard
Credit Card Type Visa
Instant Approval Yes in 60 seconds
Standard Rates
Purchase Rate 19.49% p.a.
Cash Advance Rate 20.24% p.a.
Interest Charged From Purchase date
Interest Free Period Up to 55 days
Balance Transfer
Balance Transfer Rate 3%
Balance Transfer Period 36 months
Balance Transfer Fee 0%
Balance Transfer Processing Time 10 - 14 days
Max. Balance Transfer 80% of credit limit
Revert rate 20.24% p.a.
Benefits
Intro Offer 3% for 36 months on Balance Transfers (no BT fee) + $0 annual fee for the first year
Offer end date 26th September 2018
Rewards Program Select between Amplify Rewards or Qantas Rewards
Rewards Points Link your card to Amplify Rewards to earn 1 Amplify point per $1 of spend Link your card to Amplify Qantas Rewards to earn 1 Qantas Point per $2 of spend
Acceptance Criteria
Age to Apply 18
Min. Income -
Residency Australia
Temporary residents No
Min. Credit Limit $1,000
Joint applicants Yes
Fees & Terms
Min. Monthly Repayment $10
Annual Fee $79
Over Limit Fee $15
Duplicate Statement fee $7.50
Late Payment Fee $15
Min. Monthly Repayment % 2%
Max. Credit Limit $25000
Cash advance fee 2% of the value of the transaction with a minimum charge of $2.50 will apply
Additional card holder fee $0
Travel & Insurance
Foreign currency conversion fee 3% of transaction value
Overseas atm withdrawal fee $5
Complimentary travel insurance No

What happens when I click "Go to site"?

  • 1

    Clicking Go to site will direct you to the providers web site

  • 2

    Complete the online application on the providers web site

  • 3

    Once approved the provider will issue your new product, delivery times will vary by provider.