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Bank of Melbourne Signature Amplify Credit Card

The Bank of Melbourne Amplify Signature Credit Card is a reward card that allows you to select either the Amplify Rewards or Qantas Frequent Flyer program and benefit from St George’s highest uncapped point earn rates. 

Introductory Offer: 90,000 Qantas or Amplify Bonus Points 

Offer Conditions: Apply by 26th September 2018. Earn 90,000 bonus Qantas or Amplify points - when you spend $4,000 on a new card within 90 days of card approval.

Amplify Rewards Option:

If you select the Amplify Rewards program, you will earn 1.5 point for every $1 you spend (3 points at any overseas merchants), plus you can earn bonus points when shopping with Amplify Rewards Bonus Partners. Amplify Rewards can be redeemed for entertainment, travel, merchandise, and shopping vouchers. Amplify Rewards Points can also be earned for a number of airlines, including Virgin Australia, Malaysian Airlines, and Singapore Airlines.

Amplify Qantas Rewards Option:

If your preference is for Amplify Qantas, you will earn 0.75 points for each $1 you spend (1.5 points at any overseas merchant), and bonus points can be earned when shopping with Qantas partners. Qantas Points can be redeemed on over 2,500 products, experiences and vouchers, as well as on flights with Qantas and its partner airlines.

The Bank of Melbourne Amplify Signature Credit Card has a strong focus on rewards, but not at the expense of the key features you would expect from a premium Bank of Melbourne credit card.

  • Up to 55 interest free days on purchases - providing you pay off your balance in full every month including any balance transfer amount
  • Amplify Qantas Rewards earn rate$1 = 0.75 Qantas Points at any Australian merchants, $1 = 1.5 Qantas Points at any Overseas merchant
  • Amplify Rewards earn rate - $1 = 1.5 Amplify Points at any Australian merchant, $1 = 3 Amplify Points at any Overseas merchant
  • Pre-flight experience with two complimentary airport lounge passes per year - With Amplify Rewards, you will receive two Priority Pass lounge visits per year and with Amplify Qantas, you will receive two Qantas Club lounge visits per year
  • Celebrate birthdays with a birthday bonus - 10% of points earned in the past 12 months
  • Complimentary Qantas Frequent Flyer membership - for a limited time (if you’re not already a member) when you choose Amplify Qantas
  • 1 Additional Card Holder - Add an additional card holder for $0
  • Visa payWave - provides the convenience of tap and go quick payments on transactions up to $100.
  • Exclusive Signature benefits - including membership to Visa Luxury Hotel Collection (See below the table for full details).
Credit Card Details
Provider Bank of Melbourne
Prestige Level Platinum
Credit Card Type Visa
Instant Approval Yes in 60 seconds
Standard Rates
Purchase Rate 19.49% p.a.
Cash Advance Rate 20.24% p.a.
Interest Charged From Purchase date
Interest Free Period Up to 55 days
Balance Transfer
Balance Transfer Rate -
Balance Transfer Period -
Balance Transfer Fee -
Balance Transfer Processing Time -
Max. Balance Transfer -
Revert rate -
Intro Offer Earn 90,000 bonus Qantas or Amplify points - when you spend $4,000 on a new card within 90 days of card approval.
Offer end date 26th September 2018
Rewards Program Select between Amplify Rewards and Qantas Rewards
Rewards Points Amplify Rewards: $1 spent = 1.5 Amplify Points (2 points for overseas purchases) Qantas Amplify Rewards: $1 spent = 0.75 Qantas points (1.5 points for overseas purchases)
Acceptance Criteria
Age to Apply 18
Min. Income -
Residency Australia
Temporary residents No
Min. Credit Limit $15,000
Joint applicants No
Fees & Terms
Min. Monthly Repayment $10
Annual Fee $279
Over Limit Fee $15
Duplicate Statement fee $7.50
Late Payment Fee $15
Min. Monthly Repayment % 2%
Max. Credit Limit $80,000
Cash advance fee 2% of the value of the transaction or minimum charge of $2.50
Additional card holder fee $0
Travel & Insurance
Foreign currency conversion fee 3% of transaction value
Overseas atm withdrawal fee $5
Complimentary travel insurance Overseas travel insurance for trips up to 3 months for you and your family. The cover includes medical expenses, unexpected trip cancellation and rental vehicle excess

What happens when I click "Go to site"?

  • 1

    Clicking Go to site will direct you to the providers web site

  • 2

    Complete the online application on the providers web site

  • 3

    Once approved the provider will issue your new product, delivery times will vary by provider.