Thumb bank of melbourne amplify platinum credit card image

Bank of Melbourne Amplify Platinum Credit Card

The Bank of Melbourne Amplify Platinum Credit Card is a premium reward card that allows you to select either the Amplify Rewards or Amplify Qantas rewards program. 

Introductory Offer: 50,000 Qantas or Amplify Bonus Points 

Offer Conditions: Apply by 26th September 2018. Earn 50,000 bonus Qantas or Amplify points -when you spend $2,000 on a new card within 90 days of card approval.

Amplify Rewards Option

If you select the Amplify Rewards program, you will earn 1 point for every $1 you spend (2 points with overseas merchants), plus you can earn bonus points when shopping with Amplify Rewards Bonus Partners. Amplify Rewards can be redeemed for entertainment, travel, merchandise, and shopping vouchers. Amplify Rewards Points can also be earned for a number of airlines, including Virgin Australia, Malaysian Airlines, and Singapore Airlines.

Amplify Qantas Rewards Option

If your preference is for Amplify Qantas Rewards, you will earn 0.5 points for each $1 you spend (1 point with overseas merchants), and bonus points can be earned when shopping with Qantas partners. Qantas Points can be redeemed on over 2,500 products, experiences and vouchers, as well as on flights with Qantas and its partner airlines.

The Bank of Melbourne Platinum Amplify credit card is first and foremost a credit card with a strong focus on rewards. In conjunction with the rewards the card includes a range of valuable features:

  • Up to 55 interest free days on purchases - providing you pay off your balance in full every month including any balance transfer amount.
  • Low annual card fee - Just $99 for a platinum card
  • Qantas Reward earn rate - $1 = 0.5 Qantas Points at Australian merchants, $1 = 1 Qantas Point at Overseas merchant
  • Amplify Reward earn rate - $1 = 1 Amplify Point at Australian merchant, $1 = 2 Amplify Points at Overseas merchant
  • Card Security - Fraud Protection by Falcon and Verified by Visa to protect your online payments.
  • Complimentary Overseas Travel insurance on trips up to three months long.
  • Complimentary Extended Warranty insurance for up to one year.
  • Complimentary Visa Platinum Concierge Service
  • Visa payWave - provides the convenience of tap and go quick payments on transactions up to $100.
Credit Card Details
Provider Bank of Melbourne
Prestige Level Platinum
Credit Card Type Visa
Instant Approval Yes in 60 seconds
Standard Rates
Purchase Rate 19.49% p.a.
Cash Advance Rate 20.24% p.a.
Interest Charged From Purchase date
Interest Free Period Up to 55 days
Balance Transfer
Balance Transfer Rate -
Balance Transfer Period -
Balance Transfer Fee -
Balance Transfer Processing Time -
Max. Balance Transfer -
Revert rate -
Intro Offer Earn 50,000 bonus Qantas or Amplify points -when you spend $2,000 on a new card within 90 days of card approval.
Offer end date 26th September 2018
Rewards Program Select between Amplify Rewards and Qantas Rewards
Rewards Points Amplify Rewards: $1 spent = 1 Amplify Point (2 points for Overseas purchases) Amplify Qantas Rewards: $1 spent = 0.5 Qantas Points (1 point for Overseas purchases)
Acceptance Criteria
Age to Apply 18
Min. Income -
Residency Australia
Temporary residents No
Min. Credit Limit $6,000
Joint applicants No
Fees & Terms
Min. Monthly Repayment $10
Annual Fee $99
Over Limit Fee $15
Duplicate Statement fee $7.50
Late Payment Fee $15
Min. Monthly Repayment % 2%
Max. Credit Limit -
Cash advance fee 2% of the value of the transaction or minimum charge of $2.50
Additional card holder fee $0
Travel & Insurance
Foreign currency conversion fee 3% of transaction value
Overseas atm withdrawal fee $5
Complimentary travel insurance Overseas travel insurance policy for persons up to and including 80 years of age & transit accident insurance cover

Compare this product in other categories

What happens when I click "Go to site"?

  • 1

    Clicking Go to site will direct you to the providers web site

  • 2

    Complete the online application on the providers web site

  • 3

    Once approved the provider will issue your new product, delivery times will vary by provider.