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Bank of Melbourne Amplify Classic Credit Card with Qantas Rewards

The Bank of Melbourne Amplify Classic Credit Card is a reward credit card that allows you to earn either Amplify or Amplify Qantas Rewards here we review the Bank of Melbourne Amplify Classic Credit Card with Qantas Rewards

Introductory offer: 0% p.a. for 18 months on Balance Transfers, a 2% BT Fee applies.

Offer Conditions: Apply by 22nd November 2017. Balance Transfer rate reverts to the variable cash rate after 18 months. A 2% balance transfer fee applies. The balance transfer must be requested at the time of applying for the card.

The Amplify Classic Credit Card from Bank of Melbourne with Qantas Rewards will earn 0.5 points for each $1 you spend, and bonus Qantas Points can be earned when shopping with Qantas partners. Qantas Points can be redeemed on over 2,500 products, experiences and vouchers, as well as on flights with Qantas and its partner airlines.

The Bank of Melbourne Amplify Classic Credit Card with Qantas Rewards is first and foremost a credit card with a strong focus on rewards. In conjunction with the rewards the card includes a range of valuable features:

  • Up to 55 interest free days on purchases - providing you pay off your balance in full every month including any balance transfer amount.
  • Qantas Rewards - earn 0.5 Qantas Points for each $1 you spend
  • Uncapped Qantas Points - Get rewarded for all your eligible spend, with no cap on the number of Qantas Points you can earn.
  • Qantas Frequent Flyer Membership - Save the joining fee with complimentary Qantas Frequent Flyer membership (if you're not already a member) for a limited time when you link your card to Amplify Qantas
  • 1 Additional Card Holder - Add an additional card holder for $0
  • Visa payWave - provides the convenience of tap and go quick payments on transactions up to $100.
  • Low Annual Fee - $79 p.a.
Credit Card Details
Provider Bank of Melbourne
Prestige Level Standard
Credit Card Type Visa
Instant Approval Yes in 60 seconds
Standard Rates
Purchase Rate 19.49% p.a.
Cash Advance Rate 20.24% p.a.
Interest Charged From Purchase date
Interest Free Period Up to 55 days
Balance Transfer
Balance Transfer Rate 0%
Balance Transfer Period 18 months
Balance Transfer Fee 2%
Balance Transfer Processing Time 10 - 14 days
Max. Balance Transfer 95% of credit limit
Revert rate 20.24% p.a.
Benefits
Intro Offer 0% p.a. for 18 months on Balance Transfers requested at card application. (A balance transfer fee of 2% applies). Rate then switches to applicable variable cash rate.
Offer end date 22nd November 2017
Rewards Program Qantas Rewards
Rewards Points Amplify Qantas Rewards: $1 = 0.5 Amplify Qantas Points
Acceptance Criteria
Age to Apply 18
Min. Income -
Residency Australia
Temporary residents Yes
Min. Credit Limit $1000
Joint applicants No
Fees & Terms
Min. Monthly Repayment $10
Annual Fee $79
Over Limit Fee $15
Duplicate Statement fee $7.50
Late Payment Fee $15
Min. Monthly Repayment % 2%
Max. Credit Limit $25000
Cash advance fee 20.24
Additional card holder fee $0
Travel & Insurance
Foreign currency conversion fee 3% of transaction value
Overseas atm withdrawal fee $5
Complimentary travel insurance No

What happens when I click "Go to site"?

  • 1

    Clicking Go to site will direct you to the providers web site

  • 2

    Complete the online application on the providers web site

  • 3

    Once approved the provider will issue your new product, delivery times will vary by provider.