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Bank of Melbourne Amplify Classic Credit Card

The Bank of Melbourne Amplify Classic Credit Card is a reward credit card that allows you to earn either Amplify or Amplify Qantas Rewards.

Introductory offer: 3% p.a. for 36 months on Balance Transfers with No BT fee PLUS $0 Annual Fee for the first year

Offer Conditions: Apply by 26th September 2018. 3% p.a. for 36 months on balance transfers requested at card application (No balance transfer fee applies#). Rate then switches to applicable variable cash advance rate, $0 annual card fee for the first year (saving you $79)

If you select the Amplify Rewards program, you will earn 1 point for every $1 you spend, plus you can earn bonus points when shopping with Amplify Rewards Bonus Partners. Amplify Rewards can be redeemed for entertainment, travel, merchandise, and shopping vouchers. Amplify Rewards Points can also be earned for a number of airlines, including Virgin Blue, Malaysian Airlines, and Singapore Airlines.

If your preference is for Amplify Qantas Rewards, you will earn 0.5 points for each $1 you spend, and bonus points can be earned when shopping with Qantas partners. Qantas Points can be redeemed on over 2,500 products, experiences and vouchers, as well as on flights with Qantas and its partner airlines.

The Bank of Melbourne Amplify Classic Credit Card is first and foremost a credit card with a strong focus on rewards. In conjunction with the rewards the card includes a range of valuable features:

  • Up to 55 interest free days on purchases - providing you pay off your balance in full every month including any balance transfer amount.
  • Qantas Frequent Flyer Membership - Save the joining fee with complimentary Qantas Frequent Flyer membership (if you're not already a member) for a limited time when you link your card to Amplify Qantas
  • 1 Additional Card Holder - Add an additional card holder for $0
  • Visa payWave - provides the convenience of tap and go quick payments on transactions up to $100.
  • Low annual Fee - $79 p.a.
Credit Card Details
Provider Bank of Melbourne
Prestige Level Standard
Credit Card Type Visa
Instant Approval Yes in 60 seconds
Standard Rates
Purchase Rate 19.49%
Cash Advance Rate 20.24%
Interest Charged From Purchase date
Interest Free Period Up to 55 days
Balance Transfer
Balance Transfer Rate 3%
Balance Transfer Period 36 months
Balance Transfer Fee 0%
Balance Transfer Processing Time 10 -14 days
Max. Balance Transfer 80% of Credit Limit
Revert rate 20.24% p.a.
Benefits
Intro Offer 3% p.a. for 36 months on Balance Transfers with No BT fee. Rate then switches to applicable variable cash advance rate of 20.24% p.a. PLUS $0 Annual Fee for the first year.
Offer end date 26th September 2018
Rewards Program Amplify Rewards or Amplify Qantas Rewards
Rewards Points Amplify Rewards: $1 = 1 Amplify Point, Amplify Qantas Rewards: $1 = 0.5 Amplify Qantas Points
Acceptance Criteria
Age to Apply 18
Min. Income -
Residency Australia
Temporary residents No
Min. Credit Limit $1,000
Joint applicants No
Fees & Terms
Min. Monthly Repayment $10
Annual Fee $79
Over Limit Fee $15
Duplicate Statement fee $7.50
Late Payment Fee $15
Min. Monthly Repayment % 2%
Max. Credit Limit $25000
Cash advance fee 2% of the value of the transaction with a minimum charge of $2.50
Additional card holder fee $0
Travel & Insurance
Foreign currency conversion fee 3% of transaction value
Overseas atm withdrawal fee $5
Complimentary travel insurance No

What happens when I click "Go to site"?

  • 1

    Clicking Go to site will direct you to the providers web site

  • 2

    Complete the online application on the providers web site

  • 3

    Once approved the provider will issue your new product, delivery times will vary by provider.