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ANZ Rewards Travel Adventures Credit Card

As the cards name suggests, the new ANZ Rewards Travel Adventure credit card is designed for the frequent traveller, with its offer of a free annual domestic return flight, two lounge passes and complimentary domestic travel and car rental excess cover.

Frequent International travellers will enjoy the complimentary international travel insurance, access to the ANZ platinum concierge service, surcharge-free foreign transactions and overseas ATM withdrawals which are exempt from cash advance fees. In conjunction with this raft of complimentary travel related services you will also earn ANZ Rewards Points on every dollar of spend made using the card.

Companion Credit Card to maximize your ANZ Reward Point earning.

As an ANZ Rewards Travel Adventures credit cardholder you will be issued with 2 credit cards, an AMEX card and a Visa card. The idea here is that you use your AMEX card wherever it is accepted, to take full advantage of its higher reward point earning rate, only using your Visa card where AMEX is either not accepted or  where an AMEX card fee is charged. The Reward Point earning rates on purchases are:

  • AMEX card - 2 points per $1 spent, with no points cap
  • Visa card - 1 point per $1 spent, with no pojnts cap

Accelerate your Point earning with ANZ Reward Bonus Partners.

The ANZ Rewards program features a number of Bonus Partners who offer special point earning rates when you pay using your ANZ Rewards credit card.. Stamford Hotels, for example, offers an extra 2 ANZ Rewards points per $1 spent on both the AMEX and Visa cards. Book your movie tickets online at Hoyts to earn a bonus 1.5 points per dollar on your Visa card. Other bonus partners include Prouds, Adairs, ACE Insurance and the ANZ Rewards Travel Service, with new partners frequently added to the list..


What is the Value of the ANZ Reward Points?

ANZ Reward Points can be exchanged for cashback at the rate of 12,500 for $50 credit back to your card alongside a wide selection of redemption options including travel, entertainment, gift cards and merchandise via the ANZ Rewards online store. We have previewed a number of the more popular point redemption options below:

Using your points for travel

  • Convert ANZ Rewards points to Virgin Australia Velocity points, at the rate 2 ANZ Rewards points = 1 Velocity point
  • Convert ANZ Rewards points to Singapore Airlines or Asia Miles (Cathay Pacific) points, at the rate 3 ANZ Rewards points = 1 airline point
  • Convert ANZ Rewards points to Air New Zealand Airpoints at the rate 3,000 ANZ Rewards points = 15 Airpoints dollars
  • Use your points to book domestic and international flights, hotel accommodation and holiday packages

Using points for shopping & entertainment

  • Redeem points for a gift card to use at major Australian retailers, starting at 4,445 Reward points for a $20 card
  • Movie tickets - 5,800 Reward points for two Hoyts adult passes
  • Cashback direct to your credit card account - 12,500 Reward points per $50
  • Point + Pay - When you redeem your ANZ Reward Points via the ANZ Rewards store you’ll have the option to use your Points in conjunction with cash so you can select items which you may not have enough points for.

Preferred Redemption

If you wish to simply redeem your ANZ Rewards Points with your chosen airline you may set up an automatic transfer to your preferred airline program with any Reward points you earn then automatically transferred to your account each month, until you change your preference.


Free domestic return flight every year

To attain your complimentary domestic return flight every year you’ll need to spend $500 in the first three months following card approval, once you have hit this spend level you’ll automatically qualify for a free Virgin Australia domestic return flight annually.

There are some conditions associated with this free flight offer, which you should consider:

  • You need to book your flight at least 60 days before you plan to travel.
  • Unused flight entitlements will expire: they cannot be carried forward to the following year.


Two complimentary single-entry lounge passes, every year

The ANZ Rewards Travel Adventures card comes with two free single-entry passes to Virgin Australia domestic lounges, each year, valued at $65 each. These passes expire in any year that they not used, so cannot be carried over each year you are a cardholder.


Zero foreign transaction fees

Most credit cards charge a foreign transaction fee of 2-3% on top of the purchase amount for any overseas transaction, after it has been converted to Australian dollars.

With no foreign transaction fee on this card your spend whilst travelling and online will be free of those nasty fees. While the percentage fee looks small, the charges can soon add up if you plan to use your card on extended overseas trips, and a 3% card transaction fee can easily make the difference between an online bargain and an unappealing deal.


No cash advance fee at overseas ATMs

Using your credit card to withdraw cash while travelling overseas is a very expensive approach to accessing cash whilst travelling as you’ll immediately start paying interest on the amount withdrawn: there are no interest-free days with cash advances. The good news is that this card enables you to withdraw cash from an overseas ATM without any fee being applies as the normal 2% cash advance fee that applies in Australia is waived on overseas ATM withdrawals.


Complimentary insurance for the traveller and the shopper

Travellers and shoppers can use the card with confidence, secure in the knowledge that they are protected by seven built-in insurance policies with a level of cover usually reserved for Black or Diamond level credit cards:

  1. Overseas travel insurance - provided by QBE this covers emergency medical expenses, luggage, unavoidable cancellation, delay, missed connections, rental vehicle excess waiver, for cardholders and their families.
  2. Interstate flight inconvenience insurance - similar cover to the overseas travel insurance, but excluding medical expenses
  3. Transport accident insurance - provides compensation for loss of life, limb or eyesight as a result of an accident while travelling as a passenger on public transport or a commercial airline.
  4. Rental vehicle excess cover in Australia - this removes the need to insure against the collision excess for cars rented in Australia. It’s a stand-alone policy, and not part of a travel insurance policy, so you could rent the car while remaining at home - a feature offered by very few credit cards and one that is roughly valued at $100 for a 2 week car rental.
  5. Purchase protection insurance - 90 days of cover against loss, theft or accidental damage for new items purchases using the ANZ card
  6. Extended warranty insurance - this doubles the manufacturer’s Australian warranty on items purchased with the ANZ card, up to a maximum of 12 extra months.
  7. Best price guarantee scheme - provides reimbursement of the price difference if you discover a printed advertisement for a recently purchased item, offered at a lower price.

Your complimentary cover is activated by purchasing the item or paying fares with your ANZ Rewards Travel Adventurer card, except in the case of the overseas travel cover, which is activated by using your card for at least $250 of the trip’s prepaid expenses.


Platinum credit card benefits

  • 24/7 global concierge service - local knowledge and help when you need it, with travel, entertainment and dining information and bookings
  • Visa Premium - special events, discounts, and concert tickets before they go on sale to the general public
  • AMEX Connect - access to reserved tickets, plus constantly changing retail cashback offers e.g. spend $100 with a specific retailer, get $20 back


Security and Mobile Apps

The ANZ Rewards Travel Adventurer card is protected by ANZ market leading safety features, and powered by the newest mobile finance apps.

  • ANZ Falcon - This monitors all suspicious transactions on the ANZ card with alerts sent to you when it sees anything suspicious. If they turn out to be fraudulent, and not your fault, you’ll be protected by the ANZ Fraud Money Back Guarantee.
  • Worldwide emergency card replacement - Should your card be lost or stolen, you can rely on worldwide emergency credit card replacement.
  • ANZ goMoney - this is ANZ app which allows you to to view your account status and transaction history.
  • Apple and Android Pay - Use your Android or Apple device to pay using your ANZ credit card, simply add your ANZ card to your preferred payment provider.
  • Card Pay Direct - And never miss a payment due date again with Card Pay Direct which is the smart way to set up regular of a set amount, or the account closing balance amount, or the minimum monthly repayment, deducted from your account with any Australian financial institution.


Does the $225 p.a. annual fee represent good value?

The annual fee of $225 p.a. (plus $65 p.a. each for up to 9 supplementary cards) is in the mid range for Platinum Rewards Credit Cards. Considering the level of complimentary insurance offered by this card it will be difficult to find this on any other card with an annual card fee below $400.

The good news is that the $225 fee is more than offset by the annual free flight and lounge passes. Even if you only us the free flight for a trip between Melbourne and Sydney, the return flight is probably worth at least $180, add $130 worth of Virgin lounge passes, and you have already covered the fee before you consider the value of the 7 complimentary insurances and the Rewards Points.

Credit Card Details
Provider ANZ
Prestige Level Platinum
Credit Card Type Visa and American Express
Instant Approval Yes in 60 seconds
Standard Rates
Purchase Rate 20.24% p.a.
Cash Advance Rate 21.74% p.a.
Interest Charged From Purchase date
Interest Free Period Up to 55 days
Balance Transfer
Balance Transfer Rate -
Balance Transfer Period -
Balance Transfer Fee -
Intro Offer One complimentary return domestic flight each year you hold the card with Virgin Australia when you spend $500 on eligible purchases in the first 3 months
Offer end date -
Rewards Program ANZ Rewards
Rewards Points -
Acceptance Criteria
Age to Apply 18
Min. Income $35000
Residency Australia
Temporary residents Yes with a 457 visa
Min. Credit Limit $6000
Joint applicants No
Fees & Terms
Min. Monthly Repayment -
Annual Fee $225
Over Limit Fee $20
Duplicate Statement fee $0
Late Payment Fee $20
Min. Monthly Repayment % 2%
Max. Credit Limit -
Cash advance fee 2% of the value of the transaction
Additional card holder fee $65
Travel & Insurance
Foreign currency conversion fee 0
Overseas atm withdrawal fee $0
Complimentary travel insurance 7 Complimentary Insurances including Overseas travel insurance, Interstate flight inconvenience insurance, Transport accident insurance, Rental vehicle excess cover in Australia

What happens when I click "Go to site"?

  • 1

    Clicking Go to site will direct you to the providers web site

  • 2

    Complete the online application on the providers web site

  • 3

    Once approved the provider will issue your new product, delivery times will vary by provider.