Thumb anz rewards platinum credit card

ANZ Rewards Platinum Credit Card

The ANZ Rewards Platinum credit card effortlessly combines high reward point earn rates with a range of complimentary services aimed at delivering peace of mind when travelling and shopping.

The Travel related services include free travel and medical insurance and ANZ hire car rental excess cover, whilst the shopping related services bring you peace of mind through a 90 day purchase security insurance and an extended warranty offer where ANZ will double the manufacturers original warranty by up to 12 months.

Points earned per $1 spent on purchases are at the top end of the range, plus they do not expire but there is no cap.

  • 1.5 Reward Points per $1 spent on eligible purchases up to and including $2,000 per statement period
  • 0.5 Reward Points per $1 spent on eligible purchases above $2,000 per statement period
  • Until 5 August 2017 receive 1.5 Reward Points per $1 spent on eligible purchases uncapped

Introductory Offer: $250 Westfield Gift Card when you spend $2,500 in the first 60 days from approval PLUS $0 p.a. annual fee for the first year

The ANZ Rewards program is both flexible and rich with choices, points can be redeemed for an ever increasing range of goods and services and points can also be transferred to a selection of Airline partner programs which include Virgin Velocity Frequent Flyer, Singapore Airlines KrisFlyer, Cathay Pacific Airmiles, and Air New Zealand Airpoints.

Aside from the excellent rewards on offer, the ANZ Rewards Platinum Credit Card is also packed with all the luxury and convenience features you’ll appreciate:

  • Up to 55 days interest free - on purchases
  • Apple Pay - use your compatible iPhone, iPad and Apple Watch to securely pay with your card in store and within apps
  • Android Pay - with your Android device tap and pay at checkout
  • ANZ Falcon™ - delivering advanced, around-the-clock monitoring for suspicious transactions. You won't be liable for fraudulent transactions on your ANZ credit card account with ANZ’s Fraud Money Back Guarantee.
  • Worldwide emergency credit card replacement
  • Visa PayWave - For payments under $100, simply tap and go with your card. No need to sign or enter a PIN
  • Visa Entertainment - access to special events, exclusive merchandise packages and home entertainment products
  • Rental Excess Cover - automatically covered by Rental Excess Cover when you hire a car from a major car rental company in Australia, at no extra cost.
  • Commission free traveller's cheques - when you purchase through an ANZ branch in Australia.
  • Convenient ways to bank - ANZ Phone, Internet, or Mobile Banking
  • Personal concierge service - concierge is available to assist you 24/7, no matter where in the world you are, and will assist in organising and booking tickets, tours, transport and a range of other activities
  • eDine® - Access to over 2000 special dining and hotel offers
  • ANZ Wine Club - Great discounts, special offers and advice for wine lovers
  • Add up to 9 additional cardholders to your account - Additional Cardholder Fee of $10 and Rewards Program Services Fee of $55 apply per additional cardholder on the account. (Waived for 1st year)
  • ANZ Holiday Rewards - use your Reward Points to travel on any available seat, on any flight, with almost any airline, and to almost any destination in the world at any time. If you don’t have enough points to cover the costs then you can simply pay the balance.
Credit Card Details
Provider ANZ
Prestige Level Platinum
Credit Card Type Visa
Instant Approval Yes in 60 seconds
Standard Rates
Purchase Rate 18.79% p.a.
Cash Advance Rate 20.99% p.a.
Interest Charged From Purchase date
Interest Free Period Up to 55 days
Balance Transfer
Balance Transfer Rate -
Balance Transfer Period -
Balance Transfer Fee -
Benefits
Intro Offer $250 Westfield Gift Card when you spend $2,500 in the first 60 days from approval PLUS $0 p.a. annual fee for the first year
Offer end date -
Rewards Program ANZ Rewards
Rewards Points 1.5 Reward Points per $1 spent on eligible purchases up to and including $2,000 per statement period 0.5 Reward Points per $1 spent on eligible purchases above $2,000 per statement period Until 5 August 2017 receive 1.5 Reward Points per $1 spent on eligible purchases uncapped
Acceptance Criteria
Age to Apply 18
Min. Income $50,000
Residency Australia
Temporary residents Yes with Working, Investor, Business or Student visa
Min. Credit Limit $6,000
Joint applicants No
Fees & Terms
Min. Monthly Repayment $25
Annual Fee $149
Over Limit Fee $20
Duplicate Statement fee $0
Late Payment Fee $20
Min. Monthly Repayment % 2%
Max. Credit Limit -
Cash advance fee The greater of 2% of the cash advance amount or minimum $0
Additional card holder fee $10
Travel & Insurance
Foreign currency conversion fee 3% of transaction value
Overseas atm withdrawal fee $4.00
Complimentary travel insurance Overseas travel and medical insurance

What happens when I click "Go to site"?

  • 1

    Clicking Go to site will direct you to the providers web site

  • 2

    Complete the online application on the providers web site

  • 3

    Once approved the provider will issue your new product, delivery times will vary by provider.