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ANZ Rewards Credit Card

The ANZ Rewards credit card takes a no frills approach to rewards with a focus on delivering good reward point earn rates, at a reasonable annual fee of $89,

Introductory Offer: $250 Westfield Gift Card when you spend $2,500 in the first 60 days from approval PLUS
$0 Annual fee for the first year

Points earned per $1 spent on purchases are at the mid end of the range, plus they do not expire but there is no cap.

  • 1 Reward Point per $1 spent on eligible purchases up to and including $1,000 per statement period
  • 0.5 Reward Points per $1 spent on eligible purchases above $1,000 per statement period
  • Until 5 August 2017 receive 1 Reward Point per $1 spent on eligible purchases uncapped

The ANZ Reward program is both flexible and rich with choices, points can be redeemed for an ever increasing range of goods and services and points can also be transferred to a selection of Airline partner programs which include Virgin Velocity Frequent Flyer, Singapore Airlines KrisFlyer, Cathay Pacific Airmiles, and Air New Zealand Airpoints.

The ANZ Rewards Credit Card has a distinct focus on delivering rewards against everyday purchases but still comes packed with all the essential features you’ll appreciate:

  • Up to 44 days interest free - on purchases
  • Apple Pay - use your compatible iPhone, iPad and Apple Watch to securely pay with your card in store and within apps
  • Android Pay - with your Android device tap and pay at checkout
  • ANZ Falcon™ - delivering advanced, around-the-clock monitoring for suspicious transactions. You won't be liable for fraudulent transactions on your ANZ credit card account with ANZ’s Fraud Money Back Guarantee.
  • Worldwide emergency credit card replacement
  • Visa PayWave - For payments under $100, simply tap and go with your card. No need to sign or enter a PIN
  • Online access to your account information - manage your credit card online, 24/7
  • Visa Entertainment - access to special events, exclusive merchandise packages and home entertainment products
  • eDine® - Access to over 2000 special dining and hotel offers
  • ANZ Wine Club - Great discounts, special offers and advice for wine lovers
  • Rental Excess Cover - automatically covered by Rental Excess Cover when you hire a car from a major car rental company in Australia, at no extra cost.
Credit Card Details
Provider ANZ
Prestige Level Standard
Credit Card Type Visa
Instant Approval Yes in 60 seconds
Standard Rates
Purchase Rate 18.79% p.a.
Cash Advance Rate 20.99% p.a.
Interest Charged From Purchase Date
Interest Free Period Up to 44 days
Balance Transfer
Balance Transfer Rate -
Balance Transfer Period -
Balance Transfer Fee -
Benefits
Intro Offer $250 Westfield Gift Card when you spend $2,500 in the first 60 days from approval PLUS $0 Annual fee for the first year
Offer end date -
Rewards Program ANZ Rewards Program
Rewards Points 1 Reward Point per $1 spent on eligible purchases up to and including $1,000 per statement period then 0.5 Reward Points per $1 spent on eligible purchases above $1,000 per statement period
Acceptance Criteria
Age to Apply 18
Min. Income $15,000
Residency Australia
Temporary residents Yes
Min. Credit Limit $1,000
Joint applicants No
Fees & Terms
Min. Monthly Repayment -
Annual Fee $89
Over Limit Fee $20
Duplicate Statement fee $0
Late Payment Fee $20
Min. Monthly Repayment % 2%
Max. Credit Limit $15,000
Cash advance fee The greater of 2% of the cash advance amount or a minimum of $0
Additional card holder fee $65
Travel & Insurance
Foreign currency conversion fee 3% of transaction value for both Amex and Visa
Overseas atm withdrawal fee $4
Complimentary travel insurance No

What happens when I click "Go to site"?

  • 1

    Clicking Go to site will direct you to the providers web site

  • 2

    Complete the online application on the providers web site

  • 3

    Once approved the provider will issue your new product, delivery times will vary by provider.