Thumb anz low rate platinum credit card

ANZ Low Rate Platinum Credit Card

The ANZ Low Rate Platinum credit card is a breakthrough card that combines a highly competitive Purchase Rate, premium level Travel Benefits for an annual fee below $100.

Introductory Offer: 0% p.a. on Purchases for up to 6 months PLUS $250 cash back.

Offer Conditions: Rate reverts to 11.49% p.a. at the end of the promotional period.The cash back will be credited within 2 months of account activation.

The travel benefits will appeal to the frequent traveller who will value the free overseas travel and medical insurance, interstate flight inconvenience insurance, best price guarantee on purchases and car rental excess cover within Australia.

To deliver this level of services for the annual fee of $99, rewards have been sacrificed, so this credit card offers no rewards program, instead focusing on complimentary travel services and a range of pre packaged features:

  • Up to 55 days interest free - on purchases
  • Up to 9 additional credit cardholders - at no extra cost
  • Android Pay - with your Android device tap and pay at checkout
  • ANZ Falcon™ - delivering advanced, around-the-clock monitoring for suspicious transactions. You won't be liable for fraudulent transactions on your ANZ credit card account with ANZ’s Fraud Money Back Guarantee.
  • Worldwide emergency credit card replacement
  • ANZ’s Fraud Money Back Guarantee - gives you the security to shop online with more confidence – you won't be liable for fraudulent transactions on your ANZ credit card account
  • MasterCard PayPass - allows you to securely pay for purchases under $100 without swiping, signing, or entering a PIN
  • Priceless Sydney - entitles you to a number of complimentary gifts and experiences at merchants across Sydney as a MasterCard holder
  • MasterCard Privileges - Indulge in a broad range of local and global experiences across dining, travel, shopping and entertainment which MasterCard has negotiated card holder deals
  • Convenient ways to bank - ANZ Phone, Internet, or Mobile Banking
  • Personal concierge service - concierge is available to assist you 24/7, no matter where in the world you are, and will assist in organising and booking tickets, tours, transport and a range of other activities
  • eDine® - Access to over 2000 special dining and hotel offers
  • ANZ Wine Club - Great discounts, special offers and advice for wine lovers
Credit Card Details
Provider ANZ
Prestige Level Platinum
Credit Card Type MasterCard
Instant Approval Yes in 60 seconds
Standard Rates
Purchase Rate 11.49% p.a.
Cash Advance Rate 21.74% p.a.
Interest Charged From Purchase date
Interest Free Period Up to 55 days
Balance Transfer
Balance Transfer Rate -
Balance Transfer Period -
Balance Transfer Fee -
Balance Transfer Processing Time -
Max. Balance Transfer -
Revert rate -
Benefits
Intro Offer 0% p.a. for the first 6 months on purchases PLUS $250 cash back.
Offer end date -
Rewards Program No
Rewards Points -
Acceptance Criteria
Age to Apply 18
Min. Income $35,000
Residency Australia
Temporary residents Yes, with a 457 Visa
Min. Credit Limit $6,000
Joint applicants No
Fees & Terms
Min. Monthly Repayment -
Annual Fee $99
Over Limit Fee $0
Duplicate Statement fee $0
Late Payment Fee $20
Min. Monthly Repayment % 2%
Max. Credit Limit -
Cash advance fee 2
Additional card holder fee $0
Travel & Insurance
Foreign currency conversion fee 3% of transaction value
Overseas atm withdrawal fee $4
Complimentary travel insurance Yes, Overseas Travel and Medical Insurance. Full details below.

What happens when I click "Go to site"?

  • 1

    Clicking Go to site will direct you to the providers web site

  • 2

    Complete the online application on the providers web site

  • 3

    Once approved the provider will issue your new product, delivery times will vary by provider.