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ANZ First Visa Credit Card

The ANZ First Visa Credit Card is a no frills card with a focus on value evidenced by its a competitive rate, low annual fee.

Introductory Offer: 0% p.a. on Balance Transfer for the first 16 months

Offer conditions. A 2% balance transfer fee applies. rate reverts to cash advance rate at the end of the Balance Transfer period.

With a minimum credit limit of just $1,000, ANZ Falcon Security and up to 44 days interest free on purchases, the ANZ First credit card is particularly well suited to novice credit card holders and students.

Not only is the ANZ First Visa credit card a great value card it also comes fully featured with a focus on security, convenience and service.

  • Up to 44 days interest free - on purchases
  • Apple Pay - use your compatible iPhone, iPad and Apple Watch to securely pay with your card in store and within apps
  • Android Pay - with your Android device tap and pay at checkout
  • Up to three additional credit cardholders - at no extra cost
  • Extended warranty - double the manufacturer's expressed Australian warranty on goods by up to 12 months
  • 90-day purchase security insurance - against loss, theft or breakage
  • ANZ Falcon™ - delivering advanced, around-the-clock monitoring for suspicious transactions. You won't be liable for fraudulent transactions on your ANZ credit card account with ANZ’s Fraud Money Back Guarantee.
  • Worldwide emergency credit card replacement
  • Visa PayWave - For payments under $100, simply tap and go with your card. No need to sign or enter a PIN
  • Online access to your account information - manage your credit card online, 24/7
  • Visa Entertainment - access to special events, exclusive merchandise packages and home entertainment products
  • Design your own card - design your own card by simply loading your favorite image or choose from a library of images using ANZ designmycard
Credit Card Details
Provider ANZ
Prestige Level Standard
Credit Card Type Visa
Instant Approval Yes in 60 seconds
Standard Rates
Purchase Rate 19.74% p.a.
Cash Advance Rate 21.49% p.a.
Interest Charged From Purchase date
Interest Free Period Up to 44 days
Balance Transfer
Balance Transfer Rate 0%
Balance Transfer Period 16 months
Balance Transfer Fee 2%
Benefits
Intro Offer 0% p.a. on Balance Transfers for up to 16 months.
Offer end date -
Rewards Program No
Rewards Points No
Acceptance Criteria
Age to Apply 18
Min. Income $15,000
Residency Australia
Temporary residents Yes
Min. Credit Limit -
Joint applicants -
Fees & Terms
Min. Monthly Repayment -
Annual Fee $30
Over Limit Fee $20
Duplicate Statement fee -
Late Payment Fee $20
Min. Monthly Repayment % 2%
Max. Credit Limit -
Cash advance fee 2% of transaction value
Additional card holder fee $0
Travel & Insurance
Foreign currency conversion fee 3% of transaction value
Overseas atm withdrawal fee $4
Complimentary travel insurance No

What happens when I click "Go to site"?

  • 1

    Clicking Go to site will direct you to the providers web site

  • 2

    Complete the online application on the providers web site

  • 3

    Once approved the provider will issue your new product, delivery times will vary by provider.