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ANZ First Student Credit Card

The ANZ First Student Visa Credit Card is a no frills card with a focus on value evidenced by its a competitive rate, low annual fee and 44 days interest free on purchases..

Introductory Offer: $0 Annual Card Fee in year 1

With a minimum credit limit of just $1,000, ANZ Falcon Security and up to 44 days interest free on purchases, the ANZ First Student credit card is particularly well suited to novice credit card holders and students.

Not only is the ANZ Student First Visa credit card a great value card it also comes fully featured with a focus on security, convenience and service.

  • Up to 44 days interest free - on purchases
  • Apple Pay - with your Apple device tap and pay at checkout
  • Android Pay - with your Android device tap and pay at checkout
  • Up to three additional credit cardholders - at no extra cost
  • goMoney™ application - allows you to manage your credit card account and banking needs 24/7, available on Google Play™/ Android™ and iPhone.
  • Extended warranty - double the manufacturer's expressed Australian warranty on goods by up to 12 months
  • 90-day purchase security insurance - against loss, theft or breakage
  • ANZ Falcon™ - delivering advanced, around-the-clock monitoring for suspicious transactions. You won't be liable for fraudulent transactions on your ANZ credit card account with ANZ’s Fraud Money Back Guarantee.
  • Worldwide emergency credit card replacement
  • Visa PayWave - For payments under $100, simply tap and go with your card. No need to sign or enter a PIN
  • Visa Entertainment - access to special events, exclusive merchandise packages and home entertainment products
Credit Card Details
Provider ANZ
Prestige Level Standard
Credit Card Type Visa
Instant Approval Yes in 60 seconds
Standard Rates
Purchase Rate 19.74% p.a.
Cash Advance Rate 21.49% p.a.
Interest Charged From -
Interest Free Period Up to 44 days
Balance Transfer
Balance Transfer Rate -
Balance Transfer Period -
Balance Transfer Fee -
Benefits
Intro Offer $0 Annual Card Fee in year 1
Offer end date -
Rewards Program No
Rewards Points -
Acceptance Criteria
Age to Apply 18
Min. Income $6,000
Residency Australia
Temporary residents No
Min. Credit Limit $500
Joint applicants No
Fees & Terms
Min. Monthly Repayment -
Annual Fee $30
Over Limit Fee $20
Duplicate Statement fee -
Late Payment Fee $20
Min. Monthly Repayment % 2%
Max. Credit Limit $15000
Cash advance fee The greater of 2% of the cash advance amount or a minimum of $0
Additional card holder fee $0
Travel & Insurance
Foreign currency conversion fee 3% of transaction value
Overseas atm withdrawal fee $4
Complimentary travel insurance No

What happens when I click "Go to site"?

  • 1

    Clicking Go to site will direct you to the providers web site

  • 2

    Complete the online application on the providers web site

  • 3

    Once approved the provider will issue your new product, delivery times will vary by provider.