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American Express Platinum Card

The America Express Platinum Card takes your leisure and travel to the next level. Platinum membership means distinctive experiences and journeys as individual as the people who take them. Extensive travel and lifestyle benefits, special privileges and 24-hour assistance and advice are yours, wherever you are in the world.

Introductory Offer: 80,000 Membership Rewards Points

Introductory Offer Conditions: Receive 80,000 Membership Rewards Points when you apply online, are approved and spend $1,500 on your Card within the first 3 months of Card Membership. This offer is available to new Card Members, as well as Bank-issued American Express companion cardholders.

 

Key features of American Express Platinum Card

The list is extensive and we have pulled together a sample of these, for full details follow the apply button to review the card benefits on the American Express site.

  • Receive a $300 Platinum Travel Credit each year - which can be redeemed for airfares, car hire or hotel bookings.
  • Apple Pay - use your compatible iPhone, iPad and Apple Watch to securely pay with your card in store and within apps
  • Google Pay - use your compatible Android device to securely pay with your card in store and within apps
  • Complimentary access for you and a guest to over 1,100 Airport lounges across 120 countries and counting. Includes the Centurion Lounge, International American Express Lounges, Priority Pass Lounges, Plaza Premium lounges, Virgin Australia domestic lounges and Delta Sky Club lounges
  • Complimentary domestic and overseas travel insurance
  • Smartphone Screen Insurance for up to $500 for screen repairs to your Smartphone when you pay for your smartphone with your Platinum Card, either outright or on a monthly contract
  • Travel with ease and flexibility of choice -Transfer your points to a choice of 10 leading airline rewards programs, including the Qantas Frequent Flyer program, Krisflyer Miles Program, Air New Zealand Airpoints Program and Velocity Frequent Flyer Program.
  • Travel booking service - Prefer someone to organise it all for you? With just one call, our team of professionals will ensure that your travel arrangements are made and confirmed - including flights, hotels, tours, car rental, cruises and commission-free Travellers Cheques.
  • Platinum Benefits - including by invitation only experiences, available only to Platinum Cardmembers, fine dining last minute reservations, Pacific Boating and a unique shopping program are just the beginning. 
  • Transfer your points to a choice of 10 major Airline Reward Partner programs including one to one transfer rate to Qantas Frequent Flyer and Velocity Frequent Flyer   

 

Generous Rewards

With complimentary Ascent Premium membership - American Expresses highest tier of rewards - you'll earn up to 3 Membership Rewards points per dollar spend on your Card.

As a member of Ascent Premium - our highest tier of rewards - you'll earn up to 3 Membership Rewards Points per $1 spent on your Card.

  • Earn 3 points per $1 spent at restaurants in Australia
  • Earn 2 points per $1 spent on airlines, accommodation and spend in foreign currency
  • Earn 1 point per $1 spent on everything else, except those in the 0.5 points category
  • Earn 0.5 points per $1 spent on utilities, telecommunications companies, non American Express provided insurance and government bodies

The earn rate threshold is 300,000 points per year at which point the earn rate reverts to 1 point or 0.5 points per $1 spent thereafter.

You can then transfer your points to a choice of 10 major Airline Reward Partner and 2 hotel programs. Plus you can use your points to pay for travel, pay for eligible purchases on your account with Select + Pay with points, shop with points online at David Jones or redeem for Gift Cards with our retail and entertainment partners.

Protection - put your mind at ease knowing you are covered, whether at home or abroad. Cover includes travel insurance, shopping protection, online fraud protection guarantee and emergency assistance.

 

Travel Benefits

Travel is always more relaxing when you feel looked after. Your Platinum Card Membership entitles you to upgrades, access to special benefits and substantial savings.

  • Receive a $300 Platinum Travel Credit each year, which can be redeemed for eligible flights, hotels, car hire or unique experiences for anyone you choose. You can also enjoy zero booking fees when you book travel through American Express Travel online or Platinum Travel Service
  • With the FINE HOTEL & RESORTS program, you can enjoy complimentary benefits that offer an average total value of more than $700AUD at over 975 hand-selected 5-star properties worldwide. Complimentary benefits include daily breakfast for two people, room upgrades, noon-check in, guaranteed 4pm late check-out and a special amenity at each property
  • With Hotel Elite Status, be fast-tracked to the higher tiers of leading hotel loyalty programs around the world, without having to fulfil the usual qualifying criteria, such as numerous night stays each year. Hotel partners include Carlson Rezidor Hotels, Starwood Hotels & Resorts, Shangri-La and Hilton
  • The American Express Global Lounge Collection provides access to over 1,100 Airport lounges across 120 countries including access to Priority Pass, the world's largest independent airport lounge program. One of your Supplementary Card Members will also receive complimentary membership to Priority Pass, plus you can both bring a guest into Priority Pass lounges at no additional cost 
  • Platinum Airline Privileges Program offers great savings on First and Business Class fares with some of the world's leading airlines such as Qantas Airways, Virgin Australia, Emirates, and more. Depending on the airline and destination, you can save up to 20% compared to standard fares found outside of Platinum Travel Service

Plus, earn one bonus Membership Rewards point per dollar spent when you book prepaid hotels, car hire and experiences through American Express Travel Online before 31 December 2017

Travel with ease, knowing that wherever you are in the world there’s always someone you can call on. Take advantage of our complimentary domestic and overseas travel insurance for you, your partner and your dependent children up to the age of 24 when you book and pay for travel with your Platinum Card or with your points. Some highlights of your coverage include:

  • Medical Emergency Expenses Cover to meet your immediate needs, including repatriation
  • Travel Inconvenience Cove6 which covers you for time delay, missed connections and luggage setbacks
  • Transport Accident Cover offering protection when travelling on public transport
  • Loss Damage Waiver Cover for car rental of AUD125,000

 

World class service

  • Platinum Concierge can take care of your requests day or night whether you need restaurant recommendations at well-known favourites or hidden gems locally and abroad, to pre-sale tickets at concerts and shows
  • The American Express Invites program provides Platinum Card Members with access to specially curated experiences that are not open to the general public – from sporting to fashion and dining
  • Platinum Card Services provides 24/7 help whether you need emergency assistance, your account balance, redemption on Membership Rewards points or additional Supplementary Cards
  • Buyer's Advantage extends your manufacturer's warranty by up to 12 months on eligible items purchased with your Card
  • Purchase Protection will keep your protected with cover should your new items be stolen or damaged
  • Refund Protection is also available should a store refuse to accept the return of a recent, unused purchase
  • Online Fraud Protection Guarantee means you won't be held responsible for any unauthorised charges made without your knowledge
Credit Card Details
Provider American Express
Prestige Level Platinum
Credit Card Type American Express
Instant Approval Yes in 60 seconds
Standard Rates
Purchase Rate -
Cash Advance Rate -
Interest Charged From Purchase date
Interest Free Period -
Balance Transfer
Balance Transfer Rate -
Balance Transfer Period -
Balance Transfer Fee -
Balance Transfer Processing Time -
Max. Balance Transfer -
Revert rate -
Benefits
Intro Offer Receive 80,000 Membership Rewards Points when you apply online, are approved and spend $1,500 on your Card within the first 3 months of Card Membership.
Offer end date -
Rewards Program Membership Rewards Ascent Premium
Rewards Points Earn 3 points per $1 spent at restaurants in Australia Earn 2 points per $1 spent on airlines, accommodation and spend in foreign currency Earn 1 point per $1 spent on everything else, except those in the 0.5 points category Earn 0.5 points per $1 spent on utilities, telecommunications companies, non American Express provided insurance and government bodies
Acceptance Criteria
Age to Apply 18
Min. Income $100,000
Residency Australia
Temporary residents No
Min. Credit Limit -
Joint applicants No
Fees & Terms
Min. Monthly Repayment -
Annual Fee $1,200
Over Limit Fee $30
Duplicate Statement fee $10
Late Payment Fee $6
Min. Monthly Repayment % 100%
Max. Credit Limit -
Cash advance fee -
Additional card holder fee -
Travel & Insurance
Foreign currency conversion fee 3% of transaction value
Overseas atm withdrawal fee -
Complimentary travel insurance Travel Inconvenience and Transport Accident Cover

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  • 2

    Complete the online application on the providers web site

  • 3

    Once approved the provider will issue your new product, delivery times will vary by provider.