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Citi Rewards Platinum Credit Card

The Citi Rewards Platinum Visa credit card has all the facets of a premium reward credit card as you’d expect from Platinum status, but the added surprise with this card is the Introductory offer:

Introductory Offer: Bonus 100,000 Rewards Points PLUS 0% on Balance Transfers for 15 months PLUS $49 annual fee first year, $149 ongoing

Offer conditions: Apply by 31st January 2018. A 1.5% BT fee applies rate reverts to cash advance rate after 15 months. Spend $3,000 in the first 90 days to attain your bonus 100,000 points. 

The Citi Rewards program offered with the Citi Rewards Platinum credit card has a focus on choice and flexibility, as points can be redeemed across a large selection of options - cashback, retail rewards, shopping gift cards and of course travel.

If you choose to redeem points for flights points can be redeemed on either Velocity, Krisflyer, Virgin Australia Vouchers or TakeFlight rewards programs

The Citi Platinum Reward Credit Card includes all the features you’d expect of a premium card:

  • Up to 55 interest free days on purchases - providing you pay off your balance in full every month including any balance transfer amount.
  • Generous Points ratio - 1 Citi Rewards point per $1 spent on eligible Domestic Spend upto $10,000 per statement period. And 1 Citi Reward Point per $1 on eligible International Spend (uncapped) 
  • Low Minimum Income requirement - eligibility level of $35,000 p.a.
  • Complimentary Insurances - Purchase Cover, International Travel, Transit Accident & Extended Warranty insurances on eligible purchases.
  • Card Security - covered by Fraudshield.
  • Visa payWave - provides the convenience of tap and go quick payments on transactions up to $100.
  • Concierge Services - 24/7 Service
  • Free wine - every time you dine with the Citi Dining Program
Credit Card Details
Provider Citi
Prestige Level Platinum
Credit Card Type Visa
Instant Approval Yes in 60 seconds
Standard Rates
Purchase Rate 20.99% p.a.
Cash Advance Rate 21.74%
Interest Charged From Purchase date
Interest Free Period Up to 55 days
Balance Transfer
Balance Transfer Rate 0%
Balance Transfer Period 15 months
Balance Transfer Fee 1.5%
Balance Transfer Processing Time 10 - 14 days
Max. Balance Transfer 80% of credit limit
Revert rate 21.74% p.a.
Benefits
Intro Offer Bonus 100,000 Points PLUS 0% on Balance Transfers for 15 months PLUS $49 annual fee first year, $149 ongoing
Offer end date 31st January 2018
Rewards Program Citi Rewards
Rewards Points 1 Citi Rewards Point per $1 spent on eligible Domestic Spend upto $10,000 per statement period. And 1 Citi Reward Point per $1 on eligible International Spend (uncapped)
Acceptance Criteria
Age to Apply 18
Min. Income $35,000
Residency Australia
Temporary residents No
Min. Credit Limit $2,000
Joint applicants No
Fees & Terms
Min. Monthly Repayment $30
Annual Fee $149
Over Limit Fee $40
Duplicate Statement fee $7
Late Payment Fee $10
Min. Monthly Repayment % 2%
Max. Credit Limit $100,000
Cash advance fee 3.5% of transaction value
Additional card holder fee $90
Travel & Insurance
Foreign currency conversion fee 3.3% of transaction value
Overseas atm withdrawal fee $5
Complimentary travel insurance International Travel Insurance & Transit Accident Insurance

What happens when I click "Go to site"?

  • 1

    Clicking Go to site will direct you to the providers web site

  • 2

    Complete the online application on the providers web site

  • 3

    Once approved the provider will issue your new product, delivery times will vary by provider.