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28 Degrees Platinum MasterCard

With the 28 Degress Platinum MasterCard you can shop online or overseas without paying extra for purchases as it features fee free international transactions.

When you shop overseas you will pay 0% foreign currency conversion on international purchases and $0 for international ATM withdrawals.

This focus on not charging for overseas transactions has made the 28 Degress Platinum Credit Card popular with the frequent international travellers as unlike many credit cards there are no extra charges when the card is used outside of Australia. Cardholders pay 0% for foreign currency conversion, significantly lower than the industry average of 3% of the total cost of the transaction. 

Special Offer: 2 cash Advance Fees waived - hurry limited offer PLUS No Annual Fee

Plus the card offers a handy range of additional features:

  • $0 p.a. annual fee - every year you use your card
  • Up to 9 additional cardholders - with no annual fee
  • $0 for a relacement card - no issues if yu loose card while travelling home or abroad
  • Winner of the Best Credit Card for International Travel - Australian Business Traveller Awards 2015
  • Complimentary worldwide concierge service 24 hours a day - to help organise your holidays, book restaurants, tours and more.
  • Interest-free days on purchases - up to 55 interest-free days when you pay your closing balance in full by the due date of your statement.
  • PayPass payments - Make payments the faster way for purchases under $100, allowing you to make contactless payments with MasterCard PayPass
  • MasterCard SecureCode - the new security system designed to protect you while you are shopping online, where a code is sms'd to your registered mobile so you can authentiacte your online purchases. 
  • No currency conversion fees - There are no additional fees and charges when this card is used to make a purchase from an overseas merchant in person or online.  
  • Free Overseas ATM Withdrawals - $0 international ATM withdrawal fees

Offer conditions: Apply and if approved between 22 June and 22 September 2016 we will waive two cash advance fees up until 31 December 2016. Up to $60 saving is based on two $1,000 cash advance withdrawals at any overseas ATM where our usual fee is $30 per $1000 withdrawal. Interest on cash advances will apply at 21.99% charged from the date of the cash advance.

Credit Card Details
Provider Latitude Financial Services
Prestige Level Platinum
Credit Card Type MasterCard
Instant Approval Yes in 60 seconds
Standard Rates
Purchase Rate 21.99% p.a.
Cash Advance Rate 21.99% p.a.
Interest Charged From Purchase date
Interest Free Period Up to 55 days
Balance Transfer
Balance Transfer Rate -
Balance Transfer Period -
Balance Transfer Fee -
Intro Offer Special offer - 2 cash Advance Fees waived - hurry limited offer PLUS No Annual Fee
Offer end date 22nd September 2016
Rewards Program No
Rewards Points -
Acceptance Criteria
Age to Apply 18
Min. Income -
Residency Australia
Temporary residents No
Min. Credit Limit $6,000
Joint applicants No
Fees & Terms
Min. Monthly Repayment -
Annual Fee $0
Over Limit Fee $5
Duplicate Statement fee $2
Late Payment Fee $20
Min. Monthly Repayment % 2.5%
Max. Credit Limit $20,000
Cash advance fee 3% of the cash advance or $4 (whichever is greater)
Additional card holder fee $0
Travel & Insurance
Foreign currency conversion fee 0% of transaction value
Overseas atm withdrawal fee $0
Complimentary travel insurance No

What happens when I click "Go to site"?

  • 1

    Clicking Go to site will direct you to the providers web site

  • 2

    Complete the online application on the providers web site

  • 3

    Once approved the provider will issue your new product, delivery times will vary by provider.