Platinum Credit Card

Platinum Credit Cards come packed full of premium benefits, offer very high credit limits, complimentary insurances and purchase warranties, and a popular recent addition is 24/7 service from a personnel concierge, to help organize the lives of their busy cardholders.

Traditionally Platinum credit cards have been targeted at high-income earners, though this eligibility criteria has flexed recently, with a number of Platinum credit cards now accepting applications from salary levels starting at $30,000 p.a.

Platinum Rewards credit cards are now offered by all of the major card providers and tend to offer very generous rewards programs, with earn rates significantly higher than those offered by standard and Gold Credit Cards. Earn rates of 2 points per dollar spent on eligible purchases and no expiration are frequently offered by credit card providers.