Credit Cards with Introductory Offers
Credit Card Introductory Offers are used by each of the major credit card providers, in their quest to acquire new credit card customers. These introductory offers include discounts on interest rates (e.g. 0% purchase rates and 0% p.a. balance transfers), reduced annual fees and rewards points.
The best credit card introductory offers which feature discounted interest rates offer highly competitive rates which are applied to your account for a fixed term, post which the rate will revert back to the cards “usual” rates which will generally be either the purchase or cash advance rate.
Credit Card Introductory Offers where reward points are offered are generally tied to some spend thresholds which if met, within a specific timeframe, release the sign up rewards points to your account.
Reduced Annual credit card fees and Frequent Flyer membership fees are also offered as introductory offers, where the fees for these services are discounted either for the 1st year, or for all subsequent years, subject to the credit card being used each year.