ANZ Credit Card

ANZ is one of the leading credit card providers in Australia offering all types of card including Low Rate Credit Cards, Low Fee Credit Cards, ANZ Rewards Credit Cards, 0% Balance Transfer Credit Cards and Qantas Frequent Flyer Credit Cards.

ANZ Cards frequently feature generous introductory offers of discounted rates and reward points, for new ANZ credit card customers. Applications for any ANZ Card can be made on line with ANZ Credit Cards guaranteeing a decision on your ANZ Credit Card application within 60 seconds of submitting your ANZ card application.

What Credit Cards do ANZ Offer?

Low Rate ANZ Credit Card

Low Rate ANZ Credit Card options include a standard ANZ Credit Card and a Platinum ANZ credit card, both offering rates below 15% p.a. that tends to be the minimum defining rate for Low Rate Credit Cards. This low purchase rate is not a promotional rate for an introductory period, it is a genuine life of the card low rate which applies to all purchases made with the cards.

Both Low Rate ANZ credit cards frequently feature a 0% p.a. balance transfer offer where any unpaid balance at the end of the balance transfer period reverts to the low purchase rates these card boast. The Low Rate Platinum ANZ Credit Card has a higher fee than the standard ANZ credit card and includes a range of premium benefits including complimentary International and Domestic Travel Insurance and access to a 24/7 concierge service.

 

Low Annual Fee ANZ Credit Cards

ANZ does not currently offer any credit cards with a $0 p.a. card fee for the life of the ANZ card, instead opting to offer ANZ cards with $0 p.a. card fees for an introductory period, which is generally the first 12 months.

The ANZ credit cards with the lowest ongoing card fees are the ANZ First Credit Card and the ANZ Platinum Credit Card, with annual card fees below $100 p.a.

 

Frequent Flyer ANZ Credit Cards

ANZ Frequent Flyer Credit Card are reward credit cards that are linked to the Qantas frequent flyer program, with Qantas Points earned for each eligible dollar of spend on the cards

ANZ Frequent Flyer Credit Cards operate as companion cards wherby you are issued 2 cards to facilitate maximum Qantas Point earning. The first card is an American Express Card (for maximum point earning opportunities) and the second a Visa Card, (for worldwide acceptance). These 2 cards are managed on a single ANZ Credit Card account with one monthly statement, one annual fee and a single credit limit covering both cards

ANZ Qantas Credit Cards offer Qantas Point earn rates in the range of 0.5 points to 2 points for each dollar of eligible spend, with the higher point earn rates being reserved for the prestige Platinum ANZ Frequent Flyer and Black ANZ Frequent Flyer credit cards.

ANZ Frequent Flyer Credit Card often feature introductory offers of Qantas Points as an incentive to apply for each of their frequent flyer credit cards. Introductory offers of between 5,000 and 50,000 Qantas Points ensure that ANZ Cards are on the consideration list of many Qantas Frequent Flyers. When assessing these introductory point offers it is important to understand any conditions attached to the award of these points as ANZ tends to apply conditions which must be met to attain these bonus Qantas points, these conditions typically feature a minimum level of spend on your ANZ card within the first few months of owning the ANZ card.

 

ANZ Reward Credit Cards

These cards enable cardholders to earn ANZ Rewards for using their ANZ credit card to make everyday purchases. The ANZ Rewards program is ANZ’s in house rewards program through which points can be redeemed for a wide range of options including shopping vouchers, gift cards, merchandise, cash back, travel, including transfer to a number of Frequent Flyer Programs..

 

0% Balance Transfer ANZ Credit Card

ANZ Credit Cards frequently include 0% p.a. Balance Transfer offer designed to help you save on interest costs and return to a debt free position, though to be accepted for any of the ANZ Balance Transfer Offer you will need a good credit report free of any blemishes. These Balance Transfer Offers also tend to attract a Balance Transfer Fee that is calculated as a % of the balance transferred to the card.