0% Interest Credit Card

Are 0% interest credit cards really free of any Interest charges? ....Yes, but not forever. 0% interest credit cards offer the 0% interest deal for a limited time, during which any purchases you make will not attract any interest charges, so long as you pay off the full amount of these purchases before the end of the 0% interest promotional period. This promotional period can last for anywhere between 6 and 24 months.

However, if you fail to repay the total amount spent on purchase prior to the end of the promotional period, or of you breach any of the cards terms and conditions your purchases will incur interest charges at the cards revert rate. This revert rate tends to either the cards Purchase or Cash Advance rate.